Tudor Cottage, The Street, South Stoke, Reading, RG8 0JS

UPRN:100120895299Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (55)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Tudor Cottage, The Street, South Stoke, Reading, RG8 0JS

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£782,000

£743k - £821kHigh

Estimate

£782k

Range

£743k – £821k

Rent Estimate (pcm)

£2,750

£2k - £3k

Monthly

£2,750

Yield

4.26%

Verdict

Derived from HomePortfolio scores

Tudor Cottage earns an INVESTIGATE rating with HP Score 65/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

13/ 100

Low

Transit & Bike

Transit 10Bike 17

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£775,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,450-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £262,550
Net cash flow: -£712/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£782,000

Rent Estimate (pcm)£2,750

Gross Yield4.26%

1y Growth-

3y Growth-3.9%

5y Growth-1.4%

10y Growth+0.9%

Last Sold Price£585,000 (2012-12-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1RG8 0JS

Approval Rate

100%12mo

Development

low

P26/S4900/HH
Householder planning application for single-storey rear extensions and enlargement of the existing first-floor balconies; loft conversion with associated balcony; infilling of the existing carriage-style entrance undercroft; demolition of the attached end garage; conversion of the detached garage to ancillary guest and staff accommodation; replacement carport; alterations to fenestration and other external alterations; formation of a secondary vehicular access through the existing hedgerow; and associated landscaping
Pending
P26/S4006/HH
Single storey extension and enclosure of existing porch
Approved
P26/S3922/DIS
Discharge of Condition 3 (Schedule of Materials) of Planning ref. P26/S0006/HH Proposal for a double garage and accommodation, including a lobby, stores, cloakroom/WC, home office and outdoor store. Proposed new entrance gates.
Approved

View Planning Timeline

Ownership

Corporate Ownership71.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-12-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density176 /km²

Owner Occupied70%

Age Distribution

0-15 17%16-64 51%65+ 32%

View Area Profile

Schools Nearby

South Stoke Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Moulsford Preparatory School
0.8 mi
Inspected by ISI
Cranford School
0.8 mi
Inspected by ISI
Goring Church of England Aided Primary School
1.2 mi
-

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Ebony Barn The Street
-
£765k
-
Corner House The Street
-
£1.50M
-
Jyms Cottage The Street
-
£800k
-
Goode House The Street
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN