Albert House, Ferry Lane, Moulsford, Wallingford, OX10 9JF

UPRN:100120896247Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band GEPC: E (49)

Data freshness:Listing· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

Albert House, Ferry Lane, Moulsford, Wallingford, OX10 9JF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£898,000

£853k - £943kHigh

Estimate

£898k

Range

£853k – £943k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

4.00%

Verdict

Derived from HomePortfolio scores

Albert House earns an INVESTIGATE rating with HP Score 63/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 7Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,650-£3,350

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£961/mo
Cash on cash: -3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£898,000

Rent Estimate (pcm)£3,000

Gross Yield4.00%

1y Growth-

3y Growth-3.4%

5y Growth-0.8%

10y Growth+2.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3OX10 9JF

Approval Rate

100%12mo

Development

low

P26/S4900/HH
Householder planning application for single-storey rear extensions and enlargement of the existing first-floor balconies; loft conversion with associated balcony; infilling of the existing carriage-style entrance undercroft; demolition of the attached end garage; conversion of the detached garage to ancillary guest and staff accommodation; replacement carport; alterations to fenestration and other external alterations; formation of a secondary vehicular access through the existing hedgerow; and associated landscaping
Pending
P26/S4713/HH
Detached single storey outbuilding and outdoor swimming pool.
Pending
P26/S4006/HH
Single storey extension and enclosure of existing porch
Approved

View Planning Timeline

Ownership

Corporate Ownership70%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density116 /km²

Owner Occupied65%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

Cranford School
0.4 mi
Inspected by ISI
South Stoke Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Moulsford Preparatory School
0.5 mi
Inspected by ISI
Goring Church of England Aided Primary School
1.6 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Sphinx Hill Ferry Lane
-
£2.35M
-
Riverbank Ferry Lane
-
£570k
-
Beetle & Wedge House Ferry Lane
-
£3.50M
-
Victoria House Ferry Lane
-
£1.38M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN