Wharfedale, 44A High Street, Sutton Courtenay, Abingdon, OX14 4AP

UPRN:100120904658Detached House4 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band FEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

Wharfedale, 44A High Street, Sutton Courtenay, Abingdon, OX14 4AP

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£746,000

£709k - £783kHigh

Estimate

£746k

Range

£709k – £783k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

4.72%

Verdict

Derived from HomePortfolio scores

Wharfedale earns an INVESTIGATE rating with HP Score 68/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

26/ 100

Low

Transit & Bike

Transit 6Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,650-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£489/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£746,000

Rent Estimate (pcm)£2,950

Gross Yield4.72%

1y Growth-

3y Growth-3.2%

5y Growth+0.1%

10y Growth+1.8%

Last Sold Price£395,000 (2004-09-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0OX14 4AP

Approval Rate

-12mo

Development

low

P26/V4901/TCA
No 2: Swamp Cypress: Dry Pond: Prune back the roadside by 2 metres to get behind the fence. No 3: Horse Chestnut 1671: Dry Pond: Crown lift to 5 metres over the road and remove epicormics on the stem. No 4: Cherry Plum: Dry Pond: Cut back off the car park by 1 metre. No 5: 2 x Ginkgo 1672,1673: Quad: Crown lift to 3 metres all round. No 7: 3 x Lime: Lawn: Remove epicormics growing on all three Lime trees up to a previous height at c.4m. No 8: Damson: In the old orchard fence line adjacent to the lane: Fell to ground level and treat the stump. No 9: Sycamore: 1682: Old orchard rear corner: Fell to ground level and treat the stump. No10: Small Damson: Fell the tree overhanging the footpath. No 11:Small Black Pine: Lift the crown to 1 metre all round. No15: Group, Hornbeam, Persian Ironwood, 2 x Holm Oaks: Rear Lawn: Lift the crowns to 2 metres and remove the stakes where necessary. No 16: Horse Chestnut: Rear green: Fell to ground level and grind out the stump. No 17: Laburnum stems: Adjacent to the Persian Ironwood: Prune back from the Persian Ironwood to leave a 2 metre clearance.
Pending
P26/V4837/DIS
Discharge of conditions 21(drainage maintenance), 24(external works plan) and 25(remedial drainage measures) on application ref. P25/V1671/S73 Variation of condition 4 (Landscaping Scheme) and 7 (Sustainable Drainage Scheme) on application P14/V2362/FUL for changes to the external materials used in the construction of the hard landscaping layout and details of the surface water drainage works. (Demolition of nos.74 & 78 Milton Road, Sutton Courtenay. Residential development comprising 28 units, car parking, public open space and landscaping)
Pending
P26/V4835/TCA
T1) Remove the heavily declining medium size Sycamore tree at the rear of the Church grounds on the boundary to ground level.
Approved

View Planning Timeline