61 High Street, Sutton Courtenay, Abingdon, OX14 4AT

UPRN:100120904673Detached House5 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: C (69)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

61 High Street, Sutton Courtenay, Abingdon, OX14 4AT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£946,000

£898k - £993kHigh

Estimate

£946k

Range

£898k – £993k

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

4.67%

Verdict

Derived from HomePortfolio scores

61 High Street earns an INVESTIGATE rating with HP Score 67/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

26/ 100

Low

Transit & Bike

Transit 12Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.4% (HIGH), sold-comps -26.5%, £/sqft -26.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100120904673· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.6%· as of 7 Nov 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.79
- valuation_snapshotsrent estimate 3700/mo (range 3300-4050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,418/mo, -38% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 263 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
400 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,300-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£645/mo
Cash on cash: -2.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120904673Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.6%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 3700/mo (range 3300-4050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3300-4050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 263 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£946,000

Rent Estimate (pcm)£3,700

Gross Yield4.67%

1y Growth-

3y Growth-3.2%

5y Growth+0.1%

10y Growth+1.8%

Last Sold Price£620,000 (2013-07-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2OX14 4AT

Approval Rate

100%12mo

Development

low

P26/V4901/TCA
No 2: Swamp Cypress: Dry Pond: Prune back the roadside by 2 metres to get behind the fence. No 3: Horse Chestnut 1671: Dry Pond: Crown lift to 5 metres over the road and remove epicormics on the stem. No 4: Cherry Plum: Dry Pond: Cut back off the car park by 1 metre. No 5: 2 x Ginkgo 1672,1673: Quad: Crown lift to 3 metres all round. No 7: 3 x Lime: Lawn: Remove epicormics growing on all three Lime trees up to a previous height at c.4m. No 8: Damson: In the old orchard fence line adjacent to the lane: Fell to ground level and treat the stump. No 9: Sycamore: 1682: Old orchard rear corner: Fell to ground level and treat the stump. No10: Small Damson: Fell the tree overhanging the footpath. No 11:Small Black Pine: Lift the crown to 1 metre all round. No15: Group, Hornbeam, Persian Ironwood, 2 x Holm Oaks: Rear Lawn: Lift the crowns to 2 metres and remove the stakes where necessary. No 16: Horse Chestnut: Rear green: Fell to ground level and grind out the stump. No 17: Laburnum stems: Adjacent to the Persian Ironwood: Prune back from the Persian Ironwood to leave a 2 metre clearance.
Pending
P26/V4837/DIS
Discharge of conditions 21(drainage maintenance), 24(external works plan) and 25(remedial drainage measures) on application ref. P25/V1671/S73 Variation of condition 4 (Landscaping Scheme) and 7 (Sustainable Drainage Scheme) on application P14/V2362/FUL for changes to the external materials used in the construction of the hard landscaping layout and details of the surface water drainage works. (Demolition of nos.74 & 78 Milton Road, Sutton Courtenay. Residential development comprising 28 units, car parking, public open space and landscaping)
Pending
P26/V4835/TCA
T1) Remove the heavily declining medium size Sycamore tree at the rear of the Church grounds on the boundary to ground level.
Pending

View Planning Timeline