1 Norman Avenue, Abingdon, OX14 2HQ

UPRN:100120907958Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: B (89)

Data freshness:Price Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,084,000

£1.03M - £1.14MHigh

Estimate

£1.08M

Range

£1.03M – £1.14M

Rent Estimate (pcm)

£4,200

£4k - £5k

Monthly

£4,200

Yield

4.58%

Verdict

Derived from HomePortfolio scores

1 Norman Avenue earns an INVESTIGATE rating with HP Score 80/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 19Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.5% (HIGH), sold-comps -1.4%, £/sqft -1.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100120907958· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 8.8%· as of 29 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.77
- valuation_snapshotsrent estimate 4200/mo (range 3750-4650)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,684/mo, -40% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
400 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£825,000£1,265,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£4,200/mo

Evidenced range £3,750-£4,650

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£805/mo
Cash on cash: -2.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120907958Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 8.8%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 4200/mo (range 3750-4650)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4200/mo (range 3750-4650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,084,000

Rent Estimate (pcm)£4,200

Gross Yield4.58%

1y Growth-

3y Growth-3.2%

5y Growth+0.1%

10y Growth+1.8%

Last Sold Price£700,000 (2015-07-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2OX14 2HQ

Approval Rate

100%12mo

Development

low

P26/V4751/FUL
Change of use from vacant land to a dog walking park, with replacement/new boundary fencing, landscaping, signage, and erection of a small open timber shelter (3 x 1.8 m)
Pending
P26/V4564/HH
Ground floor pitched roof side extension.
Pending
P26/V4534/DIS
Discharge of Condition 3 (Samples of Materials (Precommencement)) of planning ref. P24/V1885/HH Proposed two-storey extensions. Single-storey rear extension. Refurbishment and conversion of existing garage. Installation of subterranean rainwater harvesting tanks and solar PV panels. Removal of existing chimney stack and installation of flue. Widening of existing vehicular access and installation of new access gate.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-07-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,859

Population Density3,248 /km²

Owner Occupied84%

Age Distribution

0-15 19%16-64 56%65+ 25%

View Area Profile

Schools Nearby

St Edmund's Catholic Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kingfisher School
0.2 mi
Good
Thomas Reade Primary School
0.2 mi
Good
Rush Common School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Norman Avenue
-
£500k
-
15 Norman Avenue
-
£1.07M
-
16 Norman Avenue
-
£1.10M
-
21 Norman Avenue
-
£839k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN