Oaklands, Ashford, Barnstaple, EX31 4BT

UPRN:10012090841Detached HouseBeds -Built 1983-1990

FreeholdCouncil Tax: Band GEPC: C (80)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£819,000

£655k - £983kLow

Estimate

£819k

Range

£655k – £983k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

3.56%

Verdict

Derived from HomePortfolio scores

Oaklands earns an INVESTIGATE rating with HP Score 58/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (6/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

6/ 100

Low

Transit & Bike

Transit 3Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.6%; range width penalty ×0.74
- valuation_snapshotsrent estimate 2800/mo (range 2500-3150)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,059/mo, -74% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
348 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£945,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,500-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £323,050
Net cash flow: -£1,251/mo
Cash on cash: -4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2800/mo (range 2500-3150)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2800/mo (range 2500-3150)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£819,000

Rent Estimate (pcm)£2,800

Gross Yield3.56%

1y Growth-

3y Growth-2.1%

5y Growth+0.0%

10y Growth+2.7%

Last Sold Price£550,000 (2007-09-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2EX31 4BT

Approval Rate

100%12mo

Development

low

82434
Notification of works to trees in a conservation area in respect of the felling of 1x silver birch (T1) and 1x field maple (T2)
Pending
82351
Certificate of Lawful Development for the proposed siting of a mobile home for ancillary use
Pending
82319
Demolition of garage and erection of single storey extension to dependant relatives annex
Pending

View Planning Timeline

Ownership

Corporate Ownership63.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-09-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,386

Population Density-

Owner Occupied50%

Age Distribution

0-15 22%16-64 64%65+ 14%

View Area Profile

Schools Nearby

Pilton Community College
1.3 mi
Good
Pathfield School
1.5 mi
-
Pilton Bluecoat Church of England Academy
1.5 mi
Good
Pilton Infants' School
1.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Craigside
-
£425k
-
Smythams Higher New Close Lane
-
£440k
-
Little Court
-
£495k
-
Westwinds Higher New Close Lane
-
£443k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN