49 Packhorse Lane, Marcham, Abingdon, OX13 6NT

UPRN:100120908901Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: D (59)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

49 Packhorse Lane, Marcham, Abingdon, OX13 6NT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£647,000

£615k - £679kHigh

Estimate

£647k

Range

£615k – £679k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

7.35%

Verdict

Derived from HomePortfolio scores

49 Packhorse Lane earns an INVESTIGATE rating with HP Score 69/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

26/ 100

Low

Transit & Bike

Transit 12Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: £346/mo
Cash on cash: 3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£647,000

Rent Estimate (pcm)£2,450

Gross Yield7.35%

1y Growth-9.4%

3y Growth-4.2%

5y Growth-1.7%

10y Growth-0.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3OX13 6NT

Approval Rate

100%12mo

Development

low

P26/V4968/LDP
Demolition of existing conservatory and the construction of a 4m deep single storey rear extension with 2.7m high eaves and a maximum height of 3.8m from the external ground level. The extension will be constructed in materials to match the existing dwelling, with a tiled roof and brick walls. (Schedule 1 application under the 2026 Regulations)
Pending
P26/V4818/DIS
Discharge of condition(s) 3 (CEMP Ecology) and 5 (Biodiversity Enhancement Plan) on planning application P23/V1128/FUL. Proposed extension of existing lake and associated landscape work
Pending
P26/V3433/TCA
Reduce Scots pine to ground level, it is a species to large for the location planted and there exists no practical way of pruning such a species. The idea will be in time, once roots have died back, to plant a fruit tree in its place.
Approved

View Planning Timeline