1 Church Cottages, Shirwell, Barnstaple, EX31 4JU

UPRN:10012091583Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: F (30)

Data freshness:EPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 Church Cottages, Shirwell, Barnstaple, EX31 4JU

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£641,000

£577k - £705kMedium

Estimate

£641k

Range

£577k – £705k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

10.89%

Verdict

Derived from HomePortfolio scores

1 Church Cottages earns an INVESTIGATE rating with HP Score 61/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

2/ 100

Low

Transit & Bike

Transit 33Bike 8

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 58% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£269,950

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,200-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £85,783
Net cash flow: £785/mo
Cash on cash: 11.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£641,000

Rent Estimate (pcm)£2,450

Gross Yield10.89%

1y Growth-55.5%

3y Growth-2.1%

5y Growth+0.0%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2EX31 4JU

Approval Rate

50%12mo

Development

low

82381
Extension to dwelling, internal reconfiguration, removal & alterations to boundary wall
Pending
81838
Demolition of conservatory and erection of a garden room
Approved
81668
Notification for prior approval for larger home extension which extends 4.25m beyond the rear wall, 3.2m to the ridge and 3.2m to the eaves
Rejected

View Planning Timeline

Ownership

Corporate Ownership63.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,386

Population Density28 /km²

Owner Occupied78%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Shirwell Community Primary School
0.3 mi
Inspected as Shirwell Community Primary School (URN 113167) on 18 Jul 2018
Goodleigh Church of England Primary School
2.1 mi
Good
Bratton Fleming Community Primary School
2.9 mi
Good
Marwood School
3.0 mi
Inspected as Marwood School (URN 113161) on 28 Sep 2022

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Parkview Bungalow
-
£340k
-
The Old Rectory
-
£825k
-
Doone Cottage
-
£345k
-
Monkton House
-
£825k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN