49 Charlton Road, Wantage, OX12 8HJ

UPRN:100120925772Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band GEPC: C (71)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£634,000

£570k - £697kMedium

Estimate

£634k

Range

£570k – £697k

Rent Estimate (pcm)

£2,250

£2k - £3k

Monthly

£2,250

Yield

4.15%

Verdict

Derived from HomePortfolio scores

49 Charlton Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

80/ 100

High

Transit & Bike

Transit 12Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,000-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£636/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£634,000

Rent Estimate (pcm)£2,250

Gross Yield4.15%

1y Growth-

3y Growth-4.2%

5y Growth-0.3%

10y Growth+0.7%

Last Sold Price£535,000 (2020-12-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1OX12 8HJ

Approval Rate

-12mo

Development

low

P26/V4573/S73
Variation of condition 3 (Business Opening Times) in regard to decided application P23/V0542/FUL
Pending
P26/V4538/HH
Proposed first floor extension, single storey front and rear extension, and conversion of existing garage to granny annexe, including minor roof pitch alterations
Pending
P26/V4093/A
Proposed erection of a signage light above existing signage fascia. Redecoration of fascia including new raised lettering and logo.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-12-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,859

Population Density1,816 /km²

Owner Occupied74%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Huckleberry Therapeutic School
0.1 mi
Good
Charlton Primary School
0.2 mi
Inspected as Charlton Primary School (URN 123069) on 15 Sep 2009
Wantage Primary Academy
0.6 mi
Outstanding
Wantage Church of England Primary School
0.6 mi
Inspected as Wantage Church of England Primary School (URN 123165) on 8 Feb 2010

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

73 Charlton Road
-
£375k
-
49 Charlton Road
-
£535k
-
47 Charlton Road
-
£400k
-
71 Charlton Road
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN