Fairview, 5 School Lane, Appleford, Abingdon, OX14 4NY

UPRN:100120932724Detached PropertyBeds -Built 1967-1975

FreeholdCouncil Tax: Band FEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

Fairview, 5 School Lane, Appleford, Abingdon, OX14 4NY

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£726,000

£581k - £871kLow

Estimate

£726k

Range

£581k – £871k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

5.47%

Verdict

Derived from HomePortfolio scores

Fairview earns an INVESTIGATE rating with HP Score 59/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 7Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics3.2/40
gross yield 5.5%; range width penalty ×0.85
- valuation_snapshotsrent estimate 2850/mo (range 2600-3100)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -672/mo, -24% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Risk & liquidity9.2/15
400 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,600-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£136/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2850/mo (range 2600-3100)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2850/mo (range 2600-3100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£726,000

Rent Estimate (pcm)£2,850

Gross Yield5.47%

1y Growth-

3y Growth-3.2%

5y Growth+0.1%

10y Growth+1.8%

Last Sold Price£210,000 (2000-02-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX14 4NY

Approval Rate

-12mo

Development

low

P26/V4431/DIS
Discharge of condition 4(Integrated Biodiversity Enhancements (prior to slab level)) on application ref. P26/V1835/FUL Proposed to replacement of existing timber stables with a new timber outbuilding.
Approved
P26/V4325/HH
Demolition of existing conservatory. Construction of single storey rear extension and 1.5 storey side extension.
Pending
P26/V4244/S73
Variation and/or removal of Conditions; 3 (Approved Plans), 4 (Full Design Details), 7 (Proposed and Existing Levels), 8 (Flood Risk Assessment), 9 (Surface Water Drainage Scheme), 12 (Construction Traffic Management Scheme), 13 (Landscaping), 14 (Landscaping and Ecological Management Plan), 15 (CEMP: Biodiversity), 16 (Archaeological WSI), 17 (Archaeological Reporting), 21 (Noise Assessment), 22 (Community Employment Plan), 23 (Organisational License), 24 (Great Crested Newt Compensation) of extant permission P25/V0149/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership64.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-02-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,859

Population Density208 /km²

Owner Occupied80%

Age Distribution

0-15 20%16-64 60%65+ 20%

View Area Profile

Schools Nearby

Europa School UK
1.3 mi
Good
Long Wittenham (Church of England) Primary School
1.4 mi
Inspected as Long Wittenham (Church of England) Primary School (URN 123153) on 11 Oct 2022
Sires Hill Primary Academy
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Clifton Hampden Church of England Primary School
1.7 mi
Good

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 School Lane
-
£498k
-
3 School Lane
-
£675k
-
9 School Lane
-
£430k
-
7 School Lane
-
£308k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN