6 Church Rise, Finstock, Chipping Norton, OX7 3DH

UPRN:100120944347Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

6 Church Rise, Finstock, Chipping Norton, OX7 3DH

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£418,000

£397k - £439kHigh

Estimate

£418k

Range

£397k – £439k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

5.79%

Verdict

Derived from HomePortfolio scores

6 Church Rise earns an INVESTIGATE rating with HP Score 70/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

23/ 100

Low

Transit & Bike

Transit 8Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£15/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£418,000

Rent Estimate (pcm)£2,050

Gross Yield5.79%

1y Growth-

3y Growth+5.1%

5y Growth+5.2%

10y Growth+4.9%

Last Sold Price£137,500 (2011-05-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX7 3DH

Approval Rate

-12mo

Development

low

26/01207/HHD
Erection of a single storey rear extension, and associated works
Approved
26/01208/CLP
Certificate of Lawfulness (to allow infill and alterations to existing dormers)
Approved
26/00984/S73
Variation of conditions 2 (approved plans), 3 (materials), 5 (tree protection plan), 9 (ecology), 11 (bat and bird boxes) and 12 (surface water drainage) of planning permission 23/00594/FUL to reduce the size of the dwelling, change the roof material from zinc to natural slate, change the dormers to pitched, introduce a gable to the front elevation, and make amendments to fenestration.
Approved

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-05-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,388

Population Density-

Owner Occupied79%

Age Distribution

0-15 17%16-64 55%65+ 28%

View Area Profile

Schools Nearby

Finstock Church of England Primary School
0.2 mi
Outstanding
Charlbury Primary School
1.8 mi
Good
Stonesfield Primary School
2.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Hailey Church of England Primary School
2.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Church Rise
-
£630k
-
16 Church Rise
-
£215k
-
17 Church Rise
-
£343k
-
22 Church Rise
-
£180k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN