40 Cleveley Road, Enstone, Chipping Norton, OX7 4LN

UPRN:100120944521Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

40 Cleveley Road, Enstone, Chipping Norton, OX7 4LN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£328,000

£312k - £345kHigh

Estimate

£328k

Range

£312k – £345k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

4.38%

Verdict

Derived from HomePortfolio scores

40 Cleveley Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

13/ 100

Low

Walkability

20/ 100

Low

Transit & Bike

Transit 6Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£315,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,000-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £101,550
Net cash flow: -£267/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£328,000

Rent Estimate (pcm)£1,150

Gross Yield4.38%

1y Growth-

3y Growth+5.1%

5y Growth+5.2%

10y Growth+4.9%

Last Sold Price£235,000 (2019-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX7 4LN

Approval Rate

-12mo

Development

low

26/02284/LBC
Replacement of existing five windows in front elevation of the property on a like-for-like basis, retaining the existing design, proportions, opening arrangements and detailing.
Pending
26/01662/TPO
T1 - Lime - Remove deadwood. Reduce over extended sections by up to to 3 metres to balance and lessen sail on crown. Crown raise to 5 metres to clear building and BT wire.
Approved
26/01630/NMA
Proposed partial basement below pool pavilion for plant equipment (non-material amendment to allow changes to fenestration).
Approved

View Planning Timeline