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38 Insall Road, Chipping Norton, OX7 5LF

UPRN:100120946206Mid Terrace House1 bedsBuilt 1991-1995
FreeholdCouncil Tax: Band BEPC: C (70)
Data freshness:Listing· 7mo agoListing: stale, refreshed 7mo ago (2026-04-11T21:40:23.190923+00:00)Planning· 3mo agoPlanning: ageing, refreshed 3mo ago (2026-08-24T08:00:34.317113+00:00)Ownership· freshOwnership: fresh, refreshed 2d ago (2026-11-10T16:45:09.237633+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Crime· freshCrime: fresh, refreshed yesterday (2026-11-11T13:01:03.839912+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 2mo agoCouncil Tax: ageing, refreshed 2mo ago (2026-09-07T11:05:53.436526+00:00)
38 Insall Road, Chipping Norton, OX7 5LF

HP Score

Strong
Verdict
today
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Strong fundamentals; flood risk not assessed

Evidence
18 of 21 sources
Sale Estimate
£240,000
£228k - £252kHigh
Estimate
£240k
Range
£228k – £252k
Rent Estimate (pcm)
£1,100
£1k - £1k
Monthly
£1,100
Yield
5.50%

Verdict

Derived from HomePortfolio scores

38 Insall Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 80/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
77/ 100
Strong
Investment Score
80/ 100
High
Crime Score
33/ 100
Moderate
Walkability
69/ 100
Moderate
Transit & Bike
Transit 11Bike 33
Walk Score, out of 100

Valuation & Market

Sale Estimate£240,000
Rent Estimate (pcm)£1,100
Gross Yield5.50%
1y Growth+2.7%
3y Growth+5.1%
5y Growth+5.2%
10y Growth+4.9%
Last Sold Price£210,000 (2022-07-11)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceModerate
  • RadonModerate
  • MiningUnknown
  • LandslideModerate
  • Air QualityLow
  • NoiseLow

Planning Activity

Recent Apps
1OX7 5LF
Approval Rate
100%12mo
Development
low
  • 26/02442/TCA
    1. Birch - Front, larger tree. Reduce height of tree to previous. Prune roadside of crown spread back to boundary wall. Prune remaining crown to contain and shape 2. Birch - Front, smaller tree adjacent to No.6A. Reduce overall height of tree to previous Prune roadside of crown spread back to boundary wall Prune remaining crown to contain and shape
    Pending
  • 26/02361/CND
    Discharge of condition 6 (gate details) of planning permission 25/02949/HHD.
    Approved
  • 26/02247/LBC
    Alterations to the previously approved conversion of 22a High Street into two flats, including changes to the internal layout, floor levels and bathroom arrangements, improvements to the thermal and fire performance of the building, alterations and upgrades to windows and doors, changes to the elevations, and associated ventilation and servicing works.
    Pending

Ownership

  • Corporate Ownership75.5%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2022-07-11
  • SourceLand Registry

Connectivity

Broadband (Standard)
18 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£35,388
Population Density449 /km²
Owner Occupied71%
Age Distribution
0-15 15%16-64 57%65+ 28%

Schools Nearby

  • Holy Trinity Catholic School, Chipping Norton
    0.4 mi
    Outstanding
  • St Mary's Church of England (Aided) Primary School, Chipping Norton
    0.7 mi
    Good
  • Chipping Norton School
    0.7 mi
    Area grades2024

    Inspected after Ofsted withdrew the single overall grade.

  • Park School
    1.5 mi
    Inspected by ISI

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 5 Insall Road
    -
    £385k
    -
  • 44 Insall Road
    -
    £286k
    -
  • 48 Insall Road
    -
    £275k
    -
  • 3 Insall Road
    -
    £360k
    -