4 Webb Crescent, Chipping Norton, OX7 5HU

UPRN:100120948770Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

4 Webb Crescent, Chipping Norton, OX7 5HU

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£470,000

£447k - £494kHigh

Estimate

£470k

Range

£447k – £494k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

5.62%

Verdict

Derived from HomePortfolio scores

4 Webb Crescent earns an INVESTIGATE rating with HP Score 80/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

76/ 100

High

Crime Score

11/ 100

Low

Walkability

66/ 100

Moderate

Transit & Bike

Transit 21Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.1% (HIGH), sold-comps -43.6%, £/sqft -43.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100120948770· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 12.5%· as of 21 Oct 2026
Rental economics4.6/40
gross yield 5.6%; range width penalty ×0.93
- valuation_snapshotsrent estimate 2200/mo (range 2050-2350)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -494/mo, -22% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
250 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£352,000£540,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£469,500

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £155,625
Net cash flow: -£61/mo
Cash on cash: -0.5%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120948770Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 12.5%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 2200/mo (range 2050-2350)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2050-2350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£470,000

Rent Estimate (pcm)£2,200

Gross Yield5.62%

1y Growth-11.8%

3y Growth+5.1%

5y Growth+5.2%

10y Growth+4.9%

Last Sold Price£384,000 (2022-08-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX7 5HU

Approval Rate

-12mo

Development

low

26/02581/TCA
T1 - Walnut - Fell due to continued decline. Remains of fungal fruiting body at base of tree (unidentified). T2 - Ash - Crown raise to 4 metres roadside to clear street light. Reduce house side by up to 3 metres to clear roof and solar panels.
Pending
26/02442/TCA
1. Birch - Front, larger tree. Reduce height of tree to previous. Prune roadside of crown spread back to boundary wall. Prune remaining crown to contain and shape 2. Birch - Front, smaller tree adjacent to No.6A. Reduce overall height of tree to previous Prune roadside of crown spread back to boundary wall Prune remaining crown to contain and shape
Pending
26/02397/TCA
T2 reduce to height of outbuilding. T3 remove branches overhang neighbours garage and intefering with TV aerial. T4 take down to ground level. T5 crown lift lower branches of main lower stub overhanging garden. T6 reduce by 3 metres. T7, T8 and T9 repollard all three trees back to where it was cut before. T12 remove main central leader to about 4 metres off ground to growing point. T13 prune for fruit. T10 re pollard back to main trunk. T11 crown lift to 4 metres and reduce branches back that are starting to intefere with the planted bird cherry, rowan and whitebeam.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-08-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,388

Population Density638 /km²

Owner Occupied81%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

St Mary's Church of England (Aided) Primary School, Chipping Norton
0.3 mi
Good
Chipping Norton School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Holy Trinity Catholic School, Chipping Norton
0.6 mi
Outstanding
Park School
1.7 mi
Inspected by ISI

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Webb Crescent
-
£320k
-
50 Webb Crescent
-
£298k
-
27 Webb Crescent
-
£349k
-
54 Webb Crescent
-
£297k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN