South Cottage, Choice Hill Road, Over Norton, Chipping Norton, OX7 5PP

UPRN:100120967768Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: F (30)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

South Cottage, Choice Hill Road, Over Norton, Chipping Norton, OX7 5PP

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£691,000

£657k - £726kHigh

Estimate

£691k

Range

£657k – £726k

Rent Estimate (pcm)

£3,250

£3k - £4k

Monthly

£3,250

Yield

5.61%

Verdict

Derived from HomePortfolio scores

South Cottage earns an INVESTIGATE rating with HP Score 67/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

20/ 100

Low

Transit & Bike

Transit 3Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£695,000

At the asking price

Monthly rent£3,250/mo

Evidenced range £3,000-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £234,550
Net cash flow: -£96/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£691,000

Rent Estimate (pcm)£3,250

Gross Yield5.61%

1y Growth-

3y Growth+5.1%

5y Growth+5.2%

10y Growth+4.9%

Last Sold Price£545,000 (2020-06-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX7 5PP

Approval Rate

-12mo

Development

low

26/02040/HHD
Installation of 9 matte finish solar PV panels on the rear south facing elevation of the detached garage
Approved
26/01878/HHD
Erection of single storey rear extension (retrospective)
Approved
26/01528/LBC
Internal and external alterations to include replacement of roof covering, with insulation added at ceiling level (part-retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-06-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,388

Population Density29 /km²

Owner Occupied69%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Holy Trinity Catholic School, Chipping Norton
0.7 mi
Outstanding
Chipping Norton School
1.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Mary's Church of England (Aided) Primary School, Chipping Norton
1.1 mi
Good
Park School
1.6 mi
Inspected by ISI

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Pine Tree Choice Hill Road
-
£635k
-
Cotswold Edge Choice Hill Road
-
£468k
-
The Pine Tree Choice Hill Road
-
£610k
-
South Cottage Choice Hill Road
-
£545k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN