The Old School House, Oxford Road, Enstone, Chipping Norton, OX7 4LP

UPRN:100120969208Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band EEPC: E (50)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

The Old School House, Oxford Road, Enstone, Chipping Norton, OX7 4LP

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£697,000

£662k - £731kHigh

Estimate

£697k

Range

£662k – £731k

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

5.74%

Verdict

Derived from HomePortfolio scores

The Old School House earns an INVESTIGATE rating with HP Score 70/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

12/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 7Bike 19

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2/15
claims [AVM +1.0% (HIGH), sold-comps +2.4%, £/sqft +2.5%] → measured edge +0.40pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100120969208· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 22.1%· as of 12 Oct 2026
Rental economics5.1/40
gross yield 5.7%; range width penalty ×0.87
- valuation_snapshotsrent estimate 3300/mo (range 3000-3550)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -615/mo, -19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 106 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.7/15
250 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£517,500£793,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£690,000

At the asking price

Monthly rent£3,300/mo

Evidenced range £3,000-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £232,800
Net cash flow: -£44/mo
Cash on cash: -0.2%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120969208Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 22.1%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3300/mo (range 3000-3550)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3300/mo (range 3000-3550)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 106 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£697,000

Rent Estimate (pcm)£3,300

Gross Yield5.74%

1y Growth-

3y Growth+5.1%

5y Growth+5.2%

10y Growth+4.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX7 4LP

Approval Rate

-12mo

Development

low

26/02284/LBC
Replacement of existing five windows in front elevation of the property on a like-for-like basis, retaining the existing design, proportions, opening arrangements and detailing.
Pending
26/01662/TPO
T1 - Lime - Remove deadwood. Reduce over extended sections by up to to 3 metres to balance and lessen sail on crown. Crown raise to 5 metres to clear building and BT wire.
Approved
26/01630/NMA
Proposed partial basement below pool pavilion for plant equipment (non-material amendment to allow changes to fenestration).
Approved

View Planning Timeline