41 Raffin Lane, Pewsey, SN9 5HJ

UPRN:100120986687Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (58)

Data freshness:Ownership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£594,000

£534k - £653kMedium

Estimate

£594k

Range

£534k – £653k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

3.97%

Verdict

Derived from HomePortfolio scores

41 Raffin Lane earns an INVESTIGATE rating with HP Score 63/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

30/ 100

Mixed

Transit & Bike

Transit 12Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -9.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100120986687· as of 13 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.78
- valuation_snapshotsrent estimate 2150/mo (range 1900-2350)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,292/mo, -60% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 97 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
74 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£487,500£747,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £1,900-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£705/mo
Cash on cash: -3.9%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100120986687Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2150/mo (range 1900-2350)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 1900-2350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 97 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£594,000

Rent Estimate (pcm)£2,150

Gross Yield3.97%

1y Growth+37.1%

3y Growth-2.9%

5y Growth-2.3%

10y Growth+1.5%

Last Sold Price£249,950 (2002-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3SN9 5HJ

Approval Rate

100%12mo

Development

low

PL/2026/06697
Demolition of existing lean-to. Erection of two-storey side extension. Minor fenestration changes. Installation of electric entrance gates.
Pending
PL/2026/06656
Construction of Men's Shed
Pending
PL/2026/06530
T1 Gingko Biloaba - Target pruning to remove encroachment on cables and clearance to roadway. T2 Mature Apple tree - Removal of 1 branch encroaching on boundary fence. T3 Mature Cherry - Removal of dead branches only. T5 False Acacia - Removal of new g
Pending

View Planning Timeline

Ownership

Corporate Ownership80.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-12-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,873

Population Density158 /km²

Owner Occupied52%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Pewsey Primary School
0.5 mi
Good
Pewsey Vale School
0.5 mi
Inspected as Pewsey Vale School (URN 136849) on 7 Feb 2023
St Francis School
0.9 mi
Inspected by ISI
Oare Church of England Primary School
2.3 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Raffin Lane
-
£675k
-
37 Raffin Lane
-
£633k
-
70 Raffin Lane
-
£109k
-
7A Raffin Lane
-
£735k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN