Lower Braggamarsh, Burrington, Umberleigh, EX37 9NF

UPRN:10012100345Detached HouseBeds -Built -

Tenure: -Council Tax: Band GEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Lower Braggamarsh, Burrington, Umberleigh, EX37 9NF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£792,000

£633k - £950kLow

Estimate

£792k

Range

£633k – £950k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

3.26%

Verdict

Derived from HomePortfolio scores

Lower Braggamarsh earns an INVESTIGATE rating with HP Score 57/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

70/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 25Bike 10

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.3%; range width penalty ×0.72
- valuation_snapshotsrent estimate 2700/mo (range 2400-3050)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,343/mo, -87% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
29 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£995,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,400-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £343,050
Net cash flow: -£1,489/mo
Cash on cash: -5.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.80 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2700/mo (range 2400-3050)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2400-3050)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£792,000

Rent Estimate (pcm)£2,700

Gross Yield3.26%

1y Growth-

3y Growth+4.9%

5y Growth-0.2%

10y Growth+1.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2EX37 9NF

Approval Rate

100%12mo

Development

low

82354
Conversion of barn to a dwellinghouse, revisions to access and associated works
Pending
81548
Two storey rear extension to dwelling
Approved
79406
Prior notification by telecommunications code system operator for erection of timber clad monopole with 2 no. Omni Antennas, 2 no. Dishes, 1 no. GPS Antenna, 1 no. equipment cabinet and ancillary development thereto, including the removal of the existing equipment from the gable ends of the residential unit
Approved

View Planning Timeline

Ownership

Corporate Ownership79.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,386

Population Density27 /km²

Owner Occupied71%

Age Distribution

0-15 13%16-64 56%65+ 31%

View Area Profile

Schools Nearby

Kings Nympton Community Primary School
2.5 mi
Good
High Bickington Church of England Primary Academy
2.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Umberleigh Primary Academy
3.4 mi
Good
Chulmleigh Community College
4.0 mi
GoodImproving

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hill House
-
£988k
-
Bouchland Farm
-
£723k
-
Bouchland Farm
-
£845k
-
The Brambles
-
£335k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN