8 Winkins Lane, Great Somerford, Chippenham, SN15 5HY

UPRN:100121016288Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: E (46)

Data freshness:Planning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

8 Winkins Lane, Great Somerford, Chippenham, SN15 5HY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£306,000

£245k - £367kLow

Estimate

£306k

Range

£245k – £367k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

4.80%

Verdict

Derived from HomePortfolio scores

8 Winkins Lane earns an INVESTIGATE rating with HP Score 69/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

36/ 100

Mixed

Transit & Bike

Transit 6Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.8%; range width penalty ×0.91
- valuation_snapshotsrent estimate 1400/mo (range 1300-1500)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -578/mo, -41% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.3/15
420 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£212/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1400/mo (range 1300-1500)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1300-1500)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£306,000

Rent Estimate (pcm)£1,400

Gross Yield4.80%

1y Growth+44.6%

3y Growth-1.1%

5y Growth+1.7%

10y Growth+2.9%

Last Sold Price£204,000 (2024-07-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SN15 5HY

Approval Rate

-12mo

Development

low

PL/2026/06667
G1 - Group of Silver Birch are to be reduced in height by up to 3 metres and remaining canopy reduced by up to 1.5 metres to retain form. T2 - Cherry is to be reduced all over by 1.3 metres. T3 - Cherry on boundary is to be pruned to upright form by rem
Pending
PL/2026/06556
Permission in Principle for the Erection of up to Two Dwellings
Pending
PL/2026/06531
T1 Gleditsia triacanthos (Honey locust) - Full crown reduction pruning back to previous pruning points. 3/4 meters on lateral branches to prevent interference with the house. T6 Leylandii - Dead section of Leylandii to be removed (felled) with the aim o
Pending

View Planning Timeline

Ownership

Corporate Ownership65.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-07-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,873

Population Density77 /km²

Owner Occupied77%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Somerfords' Walter Powell CofE Academy
0.1 mi
Good
Seagry Church of England Primary School
1.8 mi
Good
Lea and Garsdon Church of England Primary School
2.4 mi
Good
Christian Malford CofE Primary School
2.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Winkins Lane
-
£370k
-
5 Winkins Lane
-
£250k
-
1 Winkins Lane
-
£470k
-
8 Winkins Lane
-
£204k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN