33 Francis Street, Trowbridge, BA14 8NY

UPRN:100121087995Terrace Property3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band BEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£205,000

£195k - £215kHigh

Estimate

£205k

Range

£195k – £215k

Rent Estimate (pcm)

£800

£750 - £900

Monthly

£800

Yield

5.05%

Verdict

Derived from HomePortfolio scores

33 Francis Street earns an INVESTIGATE rating with HP Score 63/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

52/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 21Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: -£87/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£205,000

Rent Estimate (pcm)£800

Gross Yield5.05%

1y Growth-

3y Growth+0.0%

5y Growth+1.8%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BA14 8NY

Approval Rate

-12mo

Development

low

PL/2026/07106
Change of use from commercial (Class E) to 1no.one-bedroom self-contained flat (Class C3), together with raising the front wall height by 400mm and the rear wall height by 1610mm to form flat roofs sections to the front and rear.
Pending
PL/2026/06925
Certificate of Lawfulness (Existing Use) to certify that planning permission PL/2024/04697 has been lawfully commenced and remains extant.
Pending
PL/2026/06800
External alterations, alterations existing external dining area and Replacement signage
Pending

View Planning Timeline

Ownership

Corporate Ownership62.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,873

Population Density4,570 /km²

Owner Occupied41%

Age Distribution

0-15 20%16-64 68%65+ 12%

View Area Profile

Schools Nearby

Walwayne Court School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St John's Catholic Primary School, Trowbridge
0.5 mi
Good
St Augustine's Catholic College
0.6 mi
Good
Newtown Community Primary School
0.6 mi
-

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Francis Street
-
£196k
-
23 Francis Street
-
£193k
-
5 Francis Street
-
£181k
-
37 Francis Street
-
£167k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN