Flat 8, Little Beach, The Esplanade, Woolacombe, EX34 7DJ

UPRN:10012109527Flat/MaisonetteBeds -Built before 1900

LeaseholdCouncil Tax: -EPC: C (72)

Data freshness:Ownership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 8, Little Beach, The Esplanade, Woolacombe, EX34 7DJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£403,000

£363k - £443kMedium

Estimate

£403k

Range

£363k – £443k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

6.73%

Verdict

Derived from HomePortfolio scores

Flat 8 earns an INVESTIGATE rating with HP Score 69/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

48/ 100

Mixed

Transit & Bike

Transit 6Bike 17

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 18% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +18.1% (MEDIUM), sold-comps -55.7%, £/sqft -55.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10012109527· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 8.8%· as of 15 Nov 2026
Rental economics12.1/40
gross yield 6.7%; range width penalty ×0.88; the estimate this rent rides on sits 18% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1850/mo (range 1700-2000)· as of 14 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this home· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -162/mo, -9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity12.9/15
215 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£247,500£379,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£330,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £106,800
Net cash flow: £167/mo
Cash on cash: 1.9%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.66 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012109527Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 8.8%Valuation edge · as of 15 Nov 2026
valuation_snapshotsrent estimate 1850/mo (range 1700-2000)Rental economics · as of 14 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1700-2000)
Rental economics needs verification before you rely on it
sale estimate 18% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£403,000

Rent Estimate (pcm)£1,850

Gross Yield6.73%

1y Growth-

3y Growth-3.5%

5y Growth-1.3%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1EX34 7DJ

Approval Rate

100%12mo

Development

low

82430
Conversion of two integral garages to additional accommodation and extension of roof terrace above garage including garden room and storage
Pending
82385
Demolition of single storey extension & erection of 2 storey extension with external staircase & associated works
Pending
82232
Removal of conservatories and erection of car port, single storey side and front extensions, first floor rear extensions. Works to roof to include replacement of flat roof dormer with gable dormers, extension to terrace and balconies, new boundary wall treatment and gates
Approved

View Planning Timeline

Ownership

Corporate Ownership57.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,386

Population Density63 /km²

Owner Occupied76%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Woolacombe School
0.5 mi
Good
Georgeham Church of England Primary School
2.7 mi
Inspected as Georgeham Church of England (VC) Primary School (URN 113375) on 5 Nov 2019
West Down School
3.9 mi
Inspected as West Down School (URN 113172) on 1 Oct 2019
Ilfracombe Infant and Nursery School
4.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St Michaels The Esplanade
-
£590k
-
Hartland Apartments The Esplanade
-
£313k
-
White Rose The Esplanade
-
£470k
-
Hillbury House The Esplanade
-
£705k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN