Beares Lodge, Chittlehamholt, Umberleigh, EX37 9NS

UPRN:10012110852Semi-Detached House2 bedsBuilt before 1900

Tenure: -Council Tax: Band BEPC: E (46)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Beares Lodge, Chittlehamholt, Umberleigh, EX37 9NS

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£276,000

£221k - £331kLow

Estimate

£276k

Range

£221k – £331k

Rent Estimate (pcm)

£850

£750 - £950

Monthly

£850

Yield

25.50%

Verdict

Derived from HomePortfolio scores

Beares Lodge earns an INVESTIGATE rating with HP Score 58/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

5/ 100

Low

Transit & Bike

Transit 23Bike 6

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 86% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£40,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£950

Interest rate5.4%

Loan to value75%

Cash required: £13,300
Net cash flow: £453/mo
Cash on cash: 40.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 6.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£276,000

Rent Estimate (pcm)£850

Gross Yield25.50%

1y Growth+33.8%

3y Growth+4.9%

5y Growth-0.2%

10y Growth+1.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

2EX37 9NS

Approval Rate

100%12mo

Development

low

82326
Erection of storage shed and polytunnel
Pending
81572
Variation of condition 2 (approved plans) and 5 (hedging & pedestrian gate) attached to planning permission 79356 (Demolition of dwelling and erection of replacement dwelling) to allow for PV panels, sunroom, porch, change to window sizes and location of soakaway
Approved
81119
Change of use of ancillary gym/studio to self-contained holiday unit
Approved

View Planning Timeline

Ownership

Corporate Ownership79.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,386

Population Density-

Owner Occupied75%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Kings Nympton Community Primary School
2.2 mi
Good
Umberleigh Primary Academy
3.1 mi
Good
High Bickington Church of England Primary Academy
3.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Chulmleigh Community College
4.4 mi
GoodImproving

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hill Brow
-
£937k
-
Chapel Gate
-
£700k
-
Cobblestone Court
-
£540k
-
Woodside
-
£405k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN