Upper Lea, 40 Westbury Road, Bratton, Westbury, BA13 4TB

UPRN:100121108748Detached House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Upper Lea, 40 Westbury Road, Bratton, Westbury, BA13 4TB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£528,000

£501k - £554kHigh

Estimate

£528k

Range

£501k – £554k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

3.93%

Verdict

Derived from HomePortfolio scores

Upper Lea earns an INVESTIGATE rating with HP Score 74/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 4Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

5 live adverts with different prices, types or bedrooms on one UPRN (£385,000-£730,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,550-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£610/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£528,000

Rent Estimate (pcm)£1,800

Gross Yield3.93%

1y Growth-

3y Growth-5.4%

5y Growth-0.9%

10y Growth+2.2%

Last Sold Price£535,000 (2023-01-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BA13 4TB

Approval Rate

-12mo

Development

low

PL/2026/05835
Two Beech trees - Reduction of up to 2m in height and width. To cut back to near previous cut points.
Approved
PL/2026/05836
Group of Conifer trees - Reduce by up to three meters to reduce the height and bring them underneath overhead cables.
Approved
PL/2026/05678
Proposed Single Storey Rear Extension
Conditions

View Planning Timeline