40 Devizes Road, Swindon, SN1 4BG

UPRN:100121128481Terrace Property6 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band EEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£600,000

£540k - £660kMedium

Estimate

£600k

Range

£540k – £660k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

4.50%

Verdict

Derived from HomePortfolio scores

40 Devizes Road earns an INVESTIGATE rating with HP Score 85/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

71/ 100

High

Crime Score

16/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 29Bike 64

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 9 bedrooms but the valuation snapshot describes 6 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge-0.6/15
claims [AVM -33.3% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100121128481· as of 9 Oct 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.90
- valuation_snapshotsrent estimate 3000/mo (range 2800-3250)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,300/mo, -43% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 408 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
412 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,800-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£623/mo
Cash on cash: -2.8%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100121128481Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 3000/mo (range 2800-3250)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3000/mo (range 2800-3250)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 408 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£600,000

Rent Estimate (pcm)£3,000

Gross Yield4.50%

1y Growth-

3y Growth-0.6%

5y Growth+1.7%

10y Growth+3.3%

Last Sold Price£360,000 (2003-06-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SN1 4BG

Approval Rate

100%12mo

Development

low

S/LBC/26/1299
Ancillary storage room to form a commercial retail unit (Class E(a) + E(b)), facility of amazon parcel lockers / drop off point and relocation of bin + cycle storage.
Pending
S/26/1298
Ancillary storage room to form a commercial retail unit (Class E(a) + E(b)), facility of amazon parcel lockers / drop off point and relocation of bin + cycle storage.
Pending
S/26/1287
Erection of 5 flats (Class C3) and associated works.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-06-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,135

Population Density5,000 /km²

Owner Occupied65%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

Lethbridge Primary School
0.1 mi
Good
King William Street Church of England Primary School
0.2 mi
Good
The Croft Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Commonweal School
0.4 mi
GoodImproving

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

55A Devizes Road
-
£304k
-
55B Devizes Road
-
£304k
-
34 Devizes Road
-
£462k
-
33 Devizes Road
-
£527k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN