53 Summers Street, Swindon, SN2 2HB

UPRN:100121157744Mid Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£241,000

£229k - £253kHigh

Estimate

£241k

Range

£229k – £253k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.00%

Verdict

Derived from HomePortfolio scores

53 Summers Street earns an INVESTIGATE rating with HP Score 74/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

75/ 100

High

Transit & Bike

Transit 13Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £22/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£241,000

Rent Estimate (pcm)£1,250

Gross Yield6.00%

1y Growth-

3y Growth+0.6%

5y Growth+3.9%

10y Growth+3.4%

Last Sold Price£110,000 (2009-06-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SN2 2HB

Approval Rate

-12mo

Development

low

S/PAOTH/26/1348
Prior approval notification for change of use from offices (Class B1) to 9 residential apartments (Class C3).
Pending
S/HOU/26/1339
Erection of a single storey rear extension and associated works.
Pending
S/AMEND/26/1312
Non-Material Amendment to Planning Application S/25/1322 - relating to a change from an integrated PV panel system to an over the tile solution. The layout of the panels is to remain the same.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-06-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,135

Population Density5,621 /km²

Owner Occupied60%

Age Distribution

0-15 21%16-64 71%65+ 8%

View Area Profile

Schools Nearby

Even Swindon Primary School
0.1 mi
Inspected as Even Swindon Primary School (URN 126213) on 9 May 2024
UTC Swindon
0.6 mi
Requires improvement
Ferndale Primary School & Nursery
0.7 mi
Good
St Mary's Catholic Primary School
0.7 mi
Inspected as St Mary's Catholic Primary School (URN 126494) on 8 Feb 2010

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

42 Summers Street
-
£226k
-
41 Summers Street
-
£207k
-
66 Summers Street
-
£190k
-
43 Summers Street
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN