130 Mortimer Way, Witham, CM8 1UJ

UPRN:10012117947Terrace Property2 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band CEPC: C (74)

Data freshness:Listing· freshPlanning· 3y agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£307,000

£291k - £322kHigh

Estimate

£307k

Range

£291k – £322k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

6.96%

Verdict

Derived from HomePortfolio scores

130 Mortimer Way earns an INVESTIGATE rating with HP Score 76/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

42/ 100

Mixed

Transit & Bike

Transit 13Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £160/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£307,000

Rent Estimate (pcm)£1,450

Gross Yield6.96%

1y Growth+24.1%

3y Growth-0.4%

5y Growth+1.7%

10y Growth+3.2%

Last Sold Price£220,000 (2021-03-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM8 1UJ

Approval Rate

-12mo

Development

low

23/02833/HHPA
Erection of single storey rear extension. Extension will extend beyond rear wall of the original house by 4.7m, with a maximum height of 3.62m and 2.57m to the eaves of the extension.
Pending
23/02816/TPOCON
Notice of intent to carry out works to trees in a Conservation Area:T1 and T2 Ash - Remove
Pending
23/02770/PLD
Application for Certificate of Lawfulness for a proposed development - Proposed loft conversion
Pending

View Planning Timeline

Ownership

Corporate Ownership61.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-03-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,546

Population Density-

Owner Occupied69%

Age Distribution

0-15 26%16-64 69%65+ 5%

View Area Profile

Schools Nearby

Chipping Hill Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Holy Family Catholic Primary School
0.3 mi
Good
Howbridge Infant School
0.4 mi
Good
Howbridge Church of England Junior School
0.4 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Mortimer Way
-
£125k
-
68 Mortimer Way
-
£202k
-
72 Mortimer Way
-
£210k
-
40 Mortimer Way
-
£242k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN