3 The Terrace, Boscombe Lane, Horsley, Stroud, GL6 0PZ

UPRN:100121256359Terrace Property4 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

3 The Terrace, Boscombe Lane, Horsley, Stroud, GL6 0PZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£697,000

£662k - £732kHigh

Estimate

£697k

Range

£662k – £732k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

4.54%

Verdict

Derived from HomePortfolio scores

3 The Terrace earns an INVESTIGATE rating with HP Score 65/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 7Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,400-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£528/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£697,000

Rent Estimate (pcm)£2,650

Gross Yield4.54%

1y Growth+89.8%

3y Growth-4.4%

5y Growth-1.8%

10y Growth+2.6%

Last Sold Price£350,000 (2009-04-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL6 0PZ

Approval Rate

-12mo

Development

low

S.26/1887/HHOLD
Erection of a single storey side extension and rebuild of access steps.
Pending
S.26/1517/HHOLD
Erection of a two storey and single storey side extension, and a replacement garage.
Pending
S.26/1329/FUL
Installation of solar panels on stables.
Approved

View Planning Timeline

Ownership

Corporate Ownership74.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-04-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,495

Population Density113 /km²

Owner Occupied80%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

Horsley Church of England Primary School
0.4 mi
Good
Ruskin Mill College
0.8 mi
-
Nailsworth Church of England Primary School
1.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Acorn School
1.5 mi
Outstanding

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Nupend Farm Boscombe Lane
-
£1.30M
-
1 The Terrace
-
£685k
-
Nupend Farm Boscombe Lane
-
£870k
-
2 The Terrace
-
£425k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN