Orchard Lea, South Side, Steeple Aston, Bicester, OX25 4RT

UPRN:100121292415Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: F (24)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Orchard Lea, South Side, Steeple Aston, Bicester, OX25 4RT

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,597,000

£1.52M - £1.68MHigh

Estimate

£1.60M

Range

£1.52M – £1.68M

Rent Estimate (pcm)

£6,150

£6k - £7k

Monthly

£6,150

Yield

4.61%

Verdict

Derived from HomePortfolio scores

Orchard Lea earns an INVESTIGATE rating with HP Score 66/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

23/ 100

Low

Transit & Bike

Transit 7Bike 18

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 100121292415· as of 10 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.79
- valuation_snapshotsrent estimate 6150/mo (range 5500-6750)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,360/mo, -38% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 137 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
128 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,200,000£1,840,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,600,000

At the asking price

Monthly rent£6,150/mo

Evidenced range £5,500-£6,750

Interest rate5.4%

Loan to value75%

Cash required: £587,050
Net cash flow: -£1,142/mo
Cash on cash: -2.3%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100121292415Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 6150/mo (range 5500-6750)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6150/mo (range 5500-6750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 137 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,597,000

Rent Estimate (pcm)£6,150

Gross Yield4.61%

1y Growth+13.2%

3y Growth+3.1%

5y Growth+3.1%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3OX25 4RT

Approval Rate

0%12mo

Development

low

26/02796/TCA
G001 - Mixed species - Maintenance: crown lift to highways regulations 5.2m over the highway and 3.2m over the path T001 - London plane - Crown clean to remove all hanging branches. Crown lift in line with G001 T003 - Oriental plane - Maintenance: Clear the house by 3m to allow for 5 years growth. Crown clean all deadwood in excess of 25mm diameter. Crown lift to give 2.5-3m access clearance around the property T004 - Cherry - Reduce all over by 2m to re-balance the crown
Pending
26/02638/TCA
T1 Hazel - Prune out larger stems 5.5 metres approx. G1 Ash - Fell to ground level 7 stems approx. and remove all arisings T2 Hazel - Prune out stems to give up to 1 metre clearance from property G2 Hazel. Reduce canopies to clear neighbours property by up to 1 metre T3 Peri pear - Remove dead tops T4 Silver birch - Fell to ground level and remove all arisings T5 Apple - Fell to ground level and remove all arisings. Ensure to retain stump at 1 metre and Elder growing from within it T6 Apple - Crown clean by removing large dead branches
Pending
26/02711/F
Roof extension, alterations to fenestration, installation of rooflights and sun tunnels, and creation of a recessed first-floor veranda with glazed balustrade
Pending

View Planning Timeline

Ownership

Corporate Ownership79.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,568

Population Density-

Owner Occupied79%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Dr Radcliffe's Church of England Primary School
0.3 mi
Good
Middle Barton Primary School
2.1 mi
Good
Heyford Park School
2.6 mi
Good
Tackley Church of England Primary School
3.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Appleton House South Side
-
£1.50M
-
Acacia Cottage South Side
-
£1.32M
-
Tamarisk Cottage South Side
-
£473k
-
St Peter'S Cottage South Side
-
£650k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN