96 The Cloisters Pegasus Grange, White House Road, Oxford, OX1 4QQ

UPRN:100121295565Flat/MaisonetteBeds -Built 1996-2002

LeaseholdCouncil Tax: Band FEPC: D (56)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

96 The Cloisters Pegasus Grange, White House Road, Oxford, OX1 4QQ

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£543,000

£489k - £598kMedium

Estimate

£543k

Range

£489k – £598k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

8.33%

Verdict

Derived from HomePortfolio scores

96 The Cloisters Pegasus Grange earns an INVESTIGATE rating with HP Score 61/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 12Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 22% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +21.7% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100121295565· as of 13 Oct 2026
Rental economics23.8/40
gross yield 8.3%; range width penalty ×0.89; the estimate this rent rides on sits 22% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2950/mo (range 2700-3150)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin8.3/30
stressed cash flow +245/mo, +8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 68 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
166 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £329,500

£319,000£488,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,700-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £608/mo
Cash on cash: 5.2%
Score at this price: 45

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.06 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100121295565Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2950/mo (range 2700-3150)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2950/mo (range 2700-3150)
Rental economics needs verification before you rely on it
sale estimate 22% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £329,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£543,000

Rent Estimate (pcm)£2,950

Gross Yield8.33%

1y Growth+25.0%

3y Growth-0.5%

5y Growth+1.1%

10y Growth+2.2%

Last Sold Price£330,000 (2006-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0OX1 4QQ

Approval Rate

-12mo

Development

low

26/00429/CND
Details submitted in compliance with condition 3 (Historic Building Recording) and 10 (Ecology requirements) of listed building consent 26/00429/LBC
Pending
26/02637/CAT
Works to various trees as specified by Steve Howes in the Central conservation area.
Pending
26/02595/CAT
Works to various trees as specified by TreeScape in the Central Conservation Area. S1, Buddlea - Reduce to points of previous pruning S2, Cotoneaster - Crown lift and reduce to points of previous pruning S3, Cotoneaster - Reduce to points of previous pruning. T1, Laburnum - Minor pruning to give further clearance from adjacent building. T2, Holly in corner - Minor crown lift and trim to contain. T3, Bay - Trim all round to contain S4, Cotoneaster - Reduce to 1.5m in height and trim remainder. S5, Viburnum - crown lift and trim. T4 & T5, Bay x 2 - Reduce 2-3 above ground level to match heights with adajcent growth. T6, Cotinus - Reduce 2-3 above ground level to match heights with adajcent growth. T7, Almond - Reduce by approx 1-1.5m all round to form a more compact formall tree. T9, Magnolia - Prune to statutory clearance over footpath and road. Prune to give clearance to building/stainglass windows. T10, Judas tree- Fell and grind out stump.
Pending

View Planning Timeline

Ownership

Corporate Ownership40.4%
Overseas OwnershipNo
Lease Term Remaining115 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-06-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,517

Population Density4,741 /km²

Owner Occupied54%

Age Distribution

0-15 10%16-64 71%65+ 19%

View Area Profile

Schools Nearby

St Ebbe's Church of England Aided Primary School
0.1 mi
Good
Grandpont Nursery School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oxford Media & Business School
0.3 mi
-
Christ Church Cathedral School
0.3 mi
Inspected by ISI

2 of 5 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Cloisters Pegasus Grange
-
£640k
-
The Cloisters Pegasus Grange
-
£424k
-
The Cloisters Pegasus Grange
-
£550k
-
The Cloisters Pegasus Grange
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN