Badger Cottage, 129 Thame Road, Warborough, Wallingford, OX10 7DS

UPRN:100121301982Semi-Detached PropertyBeds -Built 1900-1929

FreeholdCouncil Tax: -EPC: D (64)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Badger Cottage, 129 Thame Road, Warborough, Wallingford, OX10 7DS

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£869,000

£695k - £1.04MLow

Estimate

£869k

Range

£695k – £1.04M

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

5.96%

Verdict

Derived from HomePortfolio scores

Badger Cottage earns an INVESTIGATE rating with HP Score 71/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

31/ 100

Mixed

Transit & Bike

Transit 38Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics6.5/40
gross yield 6.0%; range width penalty ×0.85
- valuation_snapshotsrent estimate 3950/mo (range 3600-4300)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -581/mo, -15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Risk & liquidity9.3/15
278 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,600-£4,300

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: £51/mo
Cash on cash: 0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3950/mo (range 3600-4300)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3950/mo (range 3600-4300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£869,000

Rent Estimate (pcm)£3,950

Gross Yield5.96%

1y Growth+7.3%

3y Growth-3.4%

5y Growth-0.8%

10y Growth+2.0%

Last Sold Price£278,500 (1997-09-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1OX10 7DS

Approval Rate

100%12mo

Development

low

P26/S5076/FUL
Erection of agricultural polytunnels with associated surface water drainage works, landscaping and biodiversity enhancements. (Schedule 2 Development in accordance with the THE TOWN AND COUNTRY PLANNING (DISCHARGE OF LOCAL PLANNING AUTHORITY FUNCTIONS) (ENGLAND) REGULATIONS 2026)
Pending
P26/S4878/FUL
Erection of a detached chalet style self-build dwelling with associated landscaping and access
Pending
P26/S3897/TCA
Lime tree - fungus disease - remove tree
Pending

View Planning Timeline

Ownership

Corporate Ownership70%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-09-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density169 /km²

Owner Occupied79%

Age Distribution

0-15 15%16-64 53%65+ 32%

View Area Profile

Schools Nearby

St Laurence Church of England School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Dorchester St Birinus Church of England School
1.2 mi
-
Benson Church of England Primary School
1.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Brightwell-Cum-Sotwell Church of England Primary School
1.9 mi
Good

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Blackbird Cottage, 117 Thame Road
-
£675k
-
93 Thame Road
-
£629k
-
105 Thame Road
-
£300k
-
Chilterns, 107 Thame Road
-
£1.63M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN