4 Threepennybit, 33 East Street, Fareham, PO16 0DF

UPRN:10012134966Flat/Maisonette3 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band CEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

4 Threepennybit, 33 East Street, Fareham, PO16 0DF

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£490,000

£466k - £515kHigh

Estimate

£490k

Range

£466k – £515k

Rent Estimate (pcm)

£3,150

£3k - £3k

Monthly

£3,150

Yield

7.56%

Verdict

Derived from HomePortfolio scores

4 Threepennybit earns an INVESTIGATE rating with HP Score 84/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

73/ 100

High

Crime Score

18/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 12Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 13 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM -2.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10012134966· as of 9 Nov 2026
Rental economics20/40
gross yield 7.6%; range width penalty ×0.98
- valuation_snapshotsrent estimate 3150/mo (range 3000-3350)· as of 9 Nov 2026· verify before relying on this
Stress margin2.4/30
stressed cash flow +76/mo, +2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 145 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.6/15
392 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £375,000

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £3,000-£3,350

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £493/mo
Cash on cash: 3.6%
Score at this price: 37

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012134966Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 3150/mo (range 3000-3350)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 3150/mo (range 3000-3350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 145 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £375,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£490,000

Rent Estimate (pcm)£3,150

Gross Yield7.56%

1y Growth-

3y Growth+1.1%

5y Growth+2.6%

10y Growth+3.7%

Last Sold Price£327,500 (2010-07-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PO16 0DF

Approval Rate

-12mo

Development

low

P/26/1262/TO
Carry Out Works To Trees Protected By Tpo549. Ash And Sycamore - Crown Reduction By 15-20%.
Pending
P/26/1250/AD
Site Entrance, Building Name Signs, Way Finding Signs And Information Signs.
Pending
P/26/1255/TO
Carry Out Works To Trees Protected By Ftpo616_351 Small Leaf Lime And Ftpo616_825 Group Proposed Works Comprise Installation Of New Power Cable To Serve Site's Lamp Posts
Pending

View Planning Timeline

Ownership

Corporate Ownership51.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2010-07-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,851

Population Density1,025 /km²

Owner Occupied81%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

All's Well
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Harrison Primary School
0.4 mi
Outstanding
Cams Hill School
0.6 mi
Good
Kingsgate School
0.8 mi
Outstanding

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

33 East Street
-
£38k
-
Threepennybit, 33 East Street
-
£455k
-
Threepennybit, 33 East Street
-
£349k
-
Threepennybit, 33 East Street
-
£242k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN