441 Arterial Road, Leigh-on-Sea, SS9 4DY

UPRN:10012149646Semi-Detached Bungalow2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: F (22)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

441 Arterial Road, Leigh-on-Sea, SS9 4DY

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£351,000

£334k - £369kHigh

Estimate

£351k

Range

£334k – £369k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

6.69%

Verdict

Derived from HomePortfolio scores

441 Arterial Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 11Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £126/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£351,000

Rent Estimate (pcm)£1,450

Gross Yield6.69%

1y Growth-20.9%

3y Growth-0.4%

5y Growth+0.8%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SS9 4DY

Approval Rate

-12mo

Development

low

26/01407/CLP
Extend existing garage to rear and convert into habitable space (certificate of lawful development - proposed)
Pending
26/00752/FUL
Proposed Single Storey Rear Extension with New Flat Roof Over and Fenestration Alterations
Pending
26/01378/FUL
Install main extract grille, toilet extract grille and 2no. air conditioning condenser units to rear and new shopfront
Pending

View Planning Timeline

Ownership

Corporate Ownership63.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,594

Population Density4,183 /km²

Owner Occupied78%

Age Distribution

0-15 19%16-64 58%65+ 23%

View Area Profile

Schools Nearby

Edwards Hall Primary School
0.6 mi
Inspected as Edwards Hall Primary School (URN 134861) on 22 May 2018
Fairways Primary School
0.7 mi
Good
Wyburns Primary School
0.8 mi
Good
Grove Wood Primary School
0.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

469 Arterial Road
-
£360k
-
461 Arterial Road
-
£455k
-
469 Arterial Road
-
£315k
-
463 Arterial Road
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN