2 Shepherds Cottages, Sheepcote Lane, Stowmarket, IP14 5GE

UPRN:10012173164Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band DEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

2 Shepherds Cottages, Sheepcote Lane, Stowmarket, IP14 5GE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£269,000

£256k - £283kHigh

Estimate

£269k

Range

£256k – £283k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

5.56%

Verdict

Derived from HomePortfolio scores

2 Shepherds Cottages earns an INVESTIGATE rating with HP Score 72/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

38/ 100

Mixed

Transit & Bike

Transit 14Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: -£46/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£269,000

Rent Estimate (pcm)£1,250

Gross Yield5.56%

1y Growth-

3y Growth-1.3%

5y Growth+0.7%

10y Growth+2.8%

Last Sold Price£233,000 (2016-10-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP14 5GE

Approval Rate

-12mo

Development

low

DC/26/04565
Application for a Non-Material Amendment relating to DC/23/05517 - As per the covering letter.
Pending
DC/26/04191
Householder Application - Replacement of existing timber decking within its existing footprint, finished in brown timber
Pending
DC/26/04055
Application for a Lawful Development Certificate for a Proposed Use or Development - Conversion of loft into habitable room and installation of skylights
Pending

View Planning Timeline

Ownership

Corporate Ownership74.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-10-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,507

Population Density-

Owner Occupied76%

Age Distribution

0-15 25%16-64 66%65+ 9%

View Area Profile

Schools Nearby

Cedars Park Community Primary School
0.3 mi
Good
Combs Ford Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Stowupland High School
0.9 mi
Inspected as Stowupland High School (URN 143362) on 10 Jan 2023
Trinity Church of England Voluntary Aided Primary School
1.0 mi
-

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Shepherds Cottages Sheepcote Lane
-
£284k
-
Shepherds Cottages Sheepcote Lane
-
£243k
-
Shepherds Cottages Sheepcote Lane
-
£265k
-
Shepherds Cottages Sheepcote Lane
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN