39 Victoria Hill, Eye, IP23 7HJ

UPRN:10012173502Detached HouseBeds -Built 2003-2006

FreeholdCouncil Tax: Band EEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£589,000

£530k - £647kMedium

Estimate

£589k

Range

£530k – £647k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

3.16%

Verdict

Derived from HomePortfolio scores

39 Victoria Hill earns an INVESTIGATE rating with HP Score 73/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

61/ 100

Moderate

Transit & Bike

Transit 8Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +6.6% (MEDIUM), sold-comps -9.1%, £/sqft -9.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10012173502· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.7%· as of 1 Nov 2026
Rental economics0/40
gross yield 3.2%; range width penalty ×0.58
- valuation_snapshotsrent estimate 1450/mo (range 1250-1700)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,385/mo, -95% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.9/15
80 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,250-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£852/mo
Cash on cash: -5.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.78 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012173502Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.7%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 1450/mo (range 1250-1700)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1250-1700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£589,000

Rent Estimate (pcm)£1,450

Gross Yield3.16%

1y Growth+30.6%

3y Growth-4.8%

5y Growth-0.1%

10y Growth+2.7%

Last Sold Price£335,000 (2009-12-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP23 7HJ

Approval Rate

-12mo

Development

low

DC/26/04470
Application for a Non-Material Amendment relating to DC/23/05929 - To change the roof of the following plots from a pitched roof to a hipped roof for 13 plots; Plots 85-86 - Two semi-detached Grizedales, Plots 87-89 - A terrace of three Grizedales, Plots 90-91 - Two semi-detached Dallingtons, Plots 92-93 - Two semi-detached Warehams, Plots 104-105 -Two semi-detached Dallingtons, Plots 106-107 - Two semi-detached Warehams.
Pending
DC/26/04382
Discharge of Conditions Application for DC/26/02734 - Condition 4 (Biodiversity Enhancement Strategy)
Pending
DC/26/04286
Discharge of Conditions Application for DC/26/02016 - Conditions 3 (Foul Drainage), 5 (Biodiversity Enhancement Strategy) and 6 (Wildlife Sensitive Design)
Pending

View Planning Timeline

Ownership

Corporate Ownership87.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-12-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,507

Population Density123 /km²

Owner Occupied65%

Age Distribution

0-15 15%16-64 52%65+ 33%

View Area Profile

Schools Nearby

Hartismere School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Peter and St Paul Church of England Primary School, Eye
0.7 mi
Good
Mellis Church of England Primary School
2.3 mi
Inspected as Mellis Church of England Voluntary Controlled Primary School (URN 124737) on 18 Nov 2008
Occold Primary School
2.7 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Victoria Lodge Victoria Hill
-
£530k
-
18 Victoria Hill
-
£195k
-
20 Victoria Hill
-
£180k
-
45 Victoria Hill
-
£375k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN