Fernlea, Main Road, Ormesby, Great Yarmouth, NR29 3LN

UPRN:10012188219Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Fernlea, Main Road, Ormesby, Great Yarmouth, NR29 3LN

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,146,000

£916k - £1.38MLow

Estimate

£1.15M

Range

£916k – £1.38M

Rent Estimate (pcm)

£4,450

£4k - £5k

Monthly

£4,450

Yield

4.27%

Verdict

Derived from HomePortfolio scores

Fernlea earns an INVESTIGATE rating with HP Score 66/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

8/ 100

Low

Transit & Bike

Transit 39Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.3%; range width penalty ×0.77
- valuation_snapshotsrent estimate 4450/mo (range 3950-4900)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,133/mo, -48% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Risk & liquidity9.2/15
270 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£4,450/mo

Evidenced range £3,950-£4,900

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£1,138/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4450/mo (range 3950-4900)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4450/mo (range 3950-4900)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,146,000

Rent Estimate (pcm)£4,450

Gross Yield4.27%

1y Growth-

3y Growth-1.0%

5y Growth+0.9%

10y Growth+2.6%

Last Sold Price£93,000 (2000-04-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0NR29 3LN

Approval Rate

-12mo

Development

low

06/26/0743/F
Proposed change of use to convert garage for use as a home based hairdressing salon operating on a one-to-one appointment only basis, including minor external alterations.
Pending
06/25/1066/TEL
Telecoms notification: Intention to remove existing telecoms mast headframe and 6no. antennae and replace with 3no. new antennae on new supporting poles and 3no. transmission dishes, raising the overall height from 17.75m to 19.0m; Other ancillary development including refurbished equipment cabinet.
Approved
06/25/0614/HH
Erection of single-storey ground floor extension to existing dwelling; Erection of a detached two-storey garage, car port and gymnasium outbuilding.
Conditions

View Planning Timeline

Ownership

Corporate Ownership75.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-04-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

27 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,808

Population Density244 /km²

Owner Occupied77%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Ormesby Village Infant School
0.7 mi
Good
Ormesby Village Junior School
1.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Filby Primary School
1.3 mi
Good
Rollesby Primary School
1.6 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Homelea Main Road
-
£220k
-
Ormesby Farm Main Road
-
£510k
-
Church Farm Main Road
-
£775k
-
Farm View Main Road
-
£468k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN