1 Milley Cottages, Milley Road, Waltham St. Lawrence, Reading, RG10 0LB

UPRN:10012316756Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (66)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 Milley Cottages, Milley Road, Waltham St. Lawrence, Reading, RG10 0LB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£526,000

£499k - £552kHigh

Estimate

£526k

Range

£499k – £552k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

2.88%

Verdict

Derived from HomePortfolio scores

1 Milley Cottages earns an INVESTIGATE rating with HP Score 63/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (4/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

4/ 100

Low

Transit & Bike

Transit 5Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,600-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£1,285/mo
Cash on cash: -6.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.71 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£526,000

Rent Estimate (pcm)£1,800

Gross Yield2.88%

1y Growth-

3y Growth+1.2%

5y Growth+1.3%

10y Growth+1.9%

Last Sold Price£385,000 (2016-10-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RG10 0LB

Approval Rate

-12mo

Development

low

26/00461/CPD
Certificate of lawfulness to determine whether the proposed construction of new outbuilding in rear garden is lawful.
Decided
26/00099/LBC
Consent for the reinstatement of the internal beam in bedroom 2.
Decided
25/01554/CONDIT
Details required by Condition 2 (Wall plate); Condition 3 (Brick Infill) and Condition 4 (Insulation) of planning permission 24/02816/FULL for the reinstate dormer window and infill opening and flat roof on west elevation (part retrospective).
Decided

View Planning Timeline

Ownership

Corporate Ownership58.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-10-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,653

Population Density91 /km²

Owner Occupied81%

Age Distribution

0-15 16%16-64 63%65+ 21%

View Area Profile

Schools Nearby

Waltham St Lawrence Primary School
1.3 mi
Outstanding
Knowl Hill Church of England Primary Academy
1.6 mi
GoodConcerns
Polehampton Church of England Junior School
1.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Dolphin School
1.7 mi
Inspected by ISI

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Milley Cottages
-
£385k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN