The Rawsthorne, 9 Lathom House, Lathom Park, Lathom, Ormskirk, L40 5UP

UPRN:10012342496Detached House4 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band GEPC: C (70)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

The Rawsthorne, 9 Lathom House, Lathom Park, Lathom, Ormskirk, L40 5UP

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£572,000

£544k - £601kHigh

Estimate

£572k

Range

£544k – £601k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

5.84%

Verdict

Derived from HomePortfolio scores

The Rawsthorne earns an INVESTIGATE rating with HP Score 65/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

3/ 100

Low

Transit & Bike

Transit 35Bike 20

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10012342496· as of 14 Nov 2026
Rental economics5.9/40
gross yield 5.8%; range width penalty ×0.88
- valuation_snapshotsrent estimate 2800/mo (range 2550-3000)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -498/mo, -18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 90 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
225 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£431,000£661,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,550-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£2/mo
Cash on cash: -0.0%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012342496Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 2800/mo (range 2550-3000)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2800/mo (range 2550-3000)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£572,000

Rent Estimate (pcm)£2,800

Gross Yield5.84%

1y Growth-28.1%

3y Growth+0.3%

5y Growth+0.3%

10y Growth+4.3%

Last Sold Price£445,000 (2021-07-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

3L40 5UP

Approval Rate

100%12mo

Development

low

2026/0904/LBC
Retrospective - Replacement of four draughty, leaking, poor quality softwood single glazed sash windows with new hardwood ones.
Pending
2026/0862/FUL
Retrospective - Replacement of four draughty, leaking, poor quality softwood single glazed sash windows with new hardwood ones.
Pending
2026/0746/FUL
Demolition of existing stable/storage building and erection of replacement ancillary outbuilding, including change of use of land to ancillary residential use
Pending

View Planning Timeline

Ownership

Corporate Ownership72.2%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-07-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,884

Population Density-

Owner Occupied87%

Age Distribution

0-15 13%16-64 57%65+ 30%

View Area Profile

Schools Nearby

Ormskirk Lathom Park Church of England Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Westhead Lathom St James' Church of England Primary School
1.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St John's Catholic Primary School, Burscough
1.4 mi
Good
Our Lady Queen of Peace Catholic High School
1.4 mi
Inspected as Our Lady Queen of Peace Catholic Engineering College (URN 119782) on 23 Apr 2025

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Lathom House Lathom Park
-
£393k
-
Lathom House Lathom Park
-
£285k
-
Lathom House Lathom Park
-
£300k
-
Lathom House Lathom Park
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN