West View Cottage, Morris Grange, Middleton Tyas, Richmond, DL10 6PA

UPRN:10012780461Mid Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: F (31)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

West View Cottage, Morris Grange, Middleton Tyas, Richmond, DL10 6PA

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£497,000

£472k - £522kHigh

Estimate

£497k

Range

£472k – £522k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

4.56%

Verdict

Derived from HomePortfolio scores

West View Cottage earns an INVESTIGATE rating with HP Score 56/100. Investment score 40/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

40/ 100

Mixed

Crime Score

8/ 100

Low

Walkability

3/ 100

Low

Transit & Bike

Transit 20Bike 5

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10012780461· as of 9 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.83
- valuation_snapshotsrent estimate 1900/mo (range 1700-2050)· as of 9 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 30 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -843/mo, -44% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 336 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
184 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,700-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£372/mo
Cash on cash: -2.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012780461Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1900/mo (range 1700-2050)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 30 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1900/mo (range 1700-2050)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£497,000

Rent Estimate (pcm)£1,900

Gross Yield4.56%

1y Growth-

3y Growth+0.7%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DL10 6PA

Approval Rate

-12mo

Development

low

ZD26/00487/DIS
Discharge of conditions 13 (crime prevention), 14 (lighting), 15 (part L energy), 16 (contamination verification), and 17 (bicycle storage) attached to planning permission 20/00007/FULL
Approved
ZD25/00762/DIS
Discharge of conditions 5, 6, 16 and 20 attached to planning permission 20/00007/FULL
Pending
ZD25/00700/DIS
Discharge of condition 3 (construction management plan) and condition 4 (materials) attached to planning permission 20/00007/FULL
Pending

View Planning Timeline

Ownership

Corporate Ownership78.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied81%

Age Distribution

0-15 12%16-64 54%65+ 34%

View Area Profile

Schools Nearby

Middleton Tyas Church of England Primary School
1.2 mi
GoodConcerns
Brompton-on-Swale Church of England Primary School
2.7 mi
Good
St Francis Xavier School - a Joint Catholic and Church of England Voluntary Academy
2.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Mary's Catholic Primary School - a Catholic voluntary academy
3.0 mi
Good

2 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Morris Grange Great North Road
-
£305k
-
Morris Grange Great North Road
-
£291k
-
Morris Grange Great North Road
-
£230k
-
Morris Grange Great North Road
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN