Westview Apartments, 3, 18 City Road, London, EC1Y 2AF

UPRN:10012787336Purpose Built Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band FEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Westview Apartments, 3, 18 City Road, London, EC1Y 2AF

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£786,000

£747k - £825kHigh

Estimate

£786k

Range

£747k – £825k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

5.28%

Verdict

Derived from HomePortfolio scores

Westview Apartments earns an INVESTIGATE rating with HP Score 64/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

70/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

99/ 100

Excellent

Transit & Bike

Transit 100Bike 73

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -1.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10012787336· as of 12 Oct 2026
Rental economics1.9/40
gross yield 5.3%; range width penalty ×0.83
- valuation_snapshotsrent estimate 3500/mo (range 3150-3800)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -911/mo, -26% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.7/15
25 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£596,000£914,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,150-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: -£260/mo
Cash on cash: -1.2%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012787336Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3500/mo (range 3150-3800)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3500/mo (range 3150-3800)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£786,000

Rent Estimate (pcm)£3,500

Gross Yield5.28%

1y Growth-

3y Growth+0.8%

5y Growth-3.7%

10y Growth-0.1%

Last Sold Price£425,000 (2006-04-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EC1Y 2AF

Approval Rate

-12mo

Development

low

P2026/2808/S73
Section 73 application (Minor Material Amendment) to vary conditions 2 (approved drawings) and 17 (landscaping details) of Planning Permission ref: P2024/3089/FUL dated 10/04/2025 for ‘Refurbishment of existing office (Use Class E) building including relocation and replacement roof plant, replacement of stair enclosure and lift core, creation of a roof terrace, revision to the facade, ground, first, second and third floor infill extensions to the rear, creation of external terrace and plant enclosure at rear first floor, ground floor infill extension to under croft, enclosure of ground floor courtyard and associated works.’ Amendments seek updated front elevation to accommodate the relocated UKPN Substation entrance (from basement to ground floor); insertion of smoke shaft from basement to roof level; installation of extract grille at fourth floor level; layout amendments to improve services, circulation, and the means of escape during a fire; removal of 1 (no.) accessible cycle parking space from ground floor level due to fire safety requirements; increase in number of long stay cycle parking spaces at lower ground floor level from 38 (no.) spaces to 45 (no.) spaces; omission of combined attenuation and rainwater harvesting tank in basement due to structural demolition risks and submission of landscaping details and amendment of Condition 17 (Landscaping) wording to a compliance condition in accordance with the landscaping proposals.
Pending
26/01508/NMA
Non-Material Amendment under Section 96a of the Town and Country Planning Act (1990) (as amended) to planning permission Ref. 25/00917/FULL dated 24 February 2026 to amend condition 22 (TfL Infrastructure) to enable a phased discharge of the condition.
Pending
26/01512/MDC
Submission of wind mitigation details pursuant to condition 20 of planning permission 24/00209/FULMAJ dated 14.10.2025.
Pending

View Planning Timeline

Ownership

Corporate Ownership23%
Overseas OwnershipNo
Lease Term Remaining104 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2006-04-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£47,411

Population Density7,030 /km²

Owner Occupied20%

Age Distribution

0-15 15%16-64 77%65+ 8%

View Area Profile

Schools Nearby

Prior Weston Primary School and Children's Centre
0.2 mi
Good
The Lyceum
0.2 mi
Inspected by ISI
Central Foundation Boys' School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Guildhall School of Music and Drama
0.3 mi
-

1 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Westview Apartments, 18 City Road
-
£1.35M
-
Westview Apartments, 18 City Road
-
£806k
-
Westview Apartments, 18 City Road
-
£1.70M
-
Westview Apartments, 18 City Road
-
£700k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN