Flat 2, Brook House, Belworth Drive, Cheltenham, GL51 6EZ

UPRN:10012806070Purpose Built Flat2 bedsBuilt 2012-2021

LeaseholdCouncil Tax: -EPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 2, Brook House, Belworth Drive, Cheltenham, GL51 6EZ

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£250,000

£200k - £300kLow

Estimate

£250k

Range

£200k – £300k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

8.09%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 78/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 33Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics22.9/40
gross yield 8.1%; range width penalty ×0.92
- valuation_snapshotsrent estimate 1450/mo (range 1350-1550)· as of 10 Nov 2026· verify before relying on this
Stress margin0.8/30
stressed cash flow +12/mo, +1% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 5 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
516 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£215,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £67,600
Net cash flow: £278/mo
Cash on cash: 4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1450/mo (range 1350-1550)Rental economics · as of 10 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 5 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1350-1550)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£250,000

Rent Estimate (pcm)£1,450

Gross Yield8.09%

1y Growth-

3y Growth+0.0%

5y Growth+2.3%

10y Growth+3.7%

Last Sold Price£220,000 (2007-03-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL51 6EZ

Approval Rate

-12mo

Development

low

26/01761/CACN
T1 English Yew - Trimming to main lower body of feature, trimming Church side back to boundary line. Continue to shape peacock on top of yew, as per last visit. T3 Paper Birch - crown height reduction of 2m and spread by 1m, cutting back to strong suitable secondary growth. Shape and balance. New shape indicated in red on image, T6 Row of mixed Lime and Hornbeam pleached trees - reduce height by the removal of annual growth down to historic height, leaving a level top. Dress both side back to strong green secondary growth, maintaining privacy.
Approved
26/01750/CACN
T1 Crab Apple - crown reduction works specification to include a height reduction of 2.5m and spread by 1.5m, crown lift up to 2m, as indicated in red on image, cutting back to strong suitable secondary growth, shape and balance, new shape indicated in red on image.
Approved
26/01735/CACN
T1 Silver Birch - remove.
Pending

View Planning Timeline