1 St Michaels Cottage, Grange Road, St. Michaels, Tenterden, TN30 6DL

UPRN:10012857401Terrace Property2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 St Michaels Cottage, Grange Road, St. Michaels, Tenterden, TN30 6DL

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£224,000

£213k - £236kHigh

Estimate

£224k

Range

£213k – £236k

Rent Estimate (pcm)

£700

£650 - £800

Monthly

£700

Yield

3.73%

Verdict

Derived from HomePortfolio scores

1 St Michaels Cottage earns an INVESTIGATE rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

52/ 100

Moderate

Transit & Bike

Transit 7Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£800

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: -£275/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.92 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£224,000

Rent Estimate (pcm)£700

Gross Yield3.73%

1y Growth-

3y Growth-5.3%

5y Growth+0.2%

10y Growth+2.5%

Last Sold Price£207,500 (2016-06-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TN30 6DL

Approval Rate

-12mo

Development

low

PA/2026/1901
Lawful Development Certificate - Proposed - Single-Storey Rear Extension
Approved
PA/2026/1869
Proposed side extension
Pending
NOT/2026/1643
T1 - Sycamore - crown reduction to be reduced back to previous cuts. max 4 metres height and lateral spread. Tree is 10 metres high reduce to 6 metres, width of tree canopy 8 metres reduce to approx 5 metres.
Approved

View Planning Timeline

Ownership

Corporate Ownership68.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-06-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,991

Population Density285 /km²

Owner Occupied82%

Age Distribution

0-15 15%16-64 52%65+ 33%

View Area Profile

Schools Nearby

St Michael's Church of England Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Homewood School and Sixth Form Centre
0.6 mi
Good
Little Acorns School
0.8 mi
Good
Tenterden Church of England Junior School
1.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St. Michaels Cottages Grange Road
-
£155k
-
7 Grange Road
-
£100k
-
9 Grange Road
-
£100k
-
7 Grange Road
-
£95k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN