14 Nelson Villas, Quex Road, Westgate-on-Sea, CT8 8BN

UPRN:10012959043Purpose Built Flat3 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band CEPC: B (82)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

14 Nelson Villas, Quex Road, Westgate-on-Sea, CT8 8BN

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£218,000

£207k - £229kHigh

Estimate

£218k

Range

£207k – £229k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

5.74%

Verdict

Derived from HomePortfolio scores

14 Nelson Villas earns an INVESTIGATE rating with HP Score 81/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

71/ 100

High

Crime Score

12/ 100

Low

Walkability

72/ 100

High

Transit & Bike

Transit 21Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -5.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10012959043· as of 9 Oct 2026
Rental economics5.9/40
gross yield 5.7%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1100/mo (range 1050-1150)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -362/mo, -33% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 150 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
92 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£172,500£264,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: -£15/mo
Cash on cash: -0.2%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012959043Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1100/mo (range 1050-1150)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1100/mo (range 1050-1150)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 150 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£218,000

Rent Estimate (pcm)£1,100

Gross Yield5.74%

1y Growth+17.6%

3y Growth-1.5%

5y Growth+0.8%

10y Growth+2.8%

Last Sold Price£188,000 (2025-01-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CT8 8BN

Approval Rate

-12mo

Development

low

FH/TH/26/0707
Erection of a single storey rear extension with 1.8m high glass balustrade balcony and 1no. roof light to flat roof, erection of first floor extension to the front elevation with 1.1m high glass balustrade balcony and replace existing balcony, and erection of a front porch following demolition of existing together with alterations to fenestration.
Pending
FH/TH/26/0705
Erection of a balcony with porch canopy to the front elevation, alterations to fenestration, erection of a single storey rear extension following demolition of existing and erection of a single storey outbuilding
Pending
CON/TH/26/0686
Application for approval of Condition 6 (Verification Report) attached to Planning Permission F/TH/25/0270 for the variation of condition 2 for planning permission F/TH/22/1447 for the "Change of use and extension of existing care home buildings to provide 10No. 1-bed, 26No. 2-bed self contained flats (following demolition of part of the existing buildings) together with the erection of 5No. 3-bed 2 storey dwellings to the rear of the site, accessed off St Clement's Road with associated parking, access and landscaping works" to allow alterations to window materials and positioning, installation of fire exit door to side, alterations to external materials from brick to weatherboarding brick and tile hanging, together with changes to vehicular access, changes to the basements, installation of roof-mounted Solar PV panels and changes to internal layout
Approved

View Planning Timeline

Ownership

Corporate Ownership64.8%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-01-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,323

Population Density2,471 /km²

Owner Occupied77%

Age Distribution

0-15 18%16-64 60%65+ 22%

View Area Profile

Schools Nearby

St Saviour's Church of England Junior School
0.4 mi
Good
St Crispin's Infant School
0.4 mi
Inspected as St Crispin's Community Primary Infant School (URN 118411) on 14 Jan 2025
Ursuline College
0.7 mi
Good
Garlinge Primary School and Nursery
0.8 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Nelson Villas
-
£215k
-
5 Nelson Villas
-
£185k
-
14 Nelson Villas
-
£188k
-
15 Nelson Villas
-
£195k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN