Walters Hall Barn, 42 Monkton Street, Monkton, Ramsgate, CT12 4JF

UPRN:10012959457Semi-Detached House6 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band FEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Walters Hall Barn, 42 Monkton Street, Monkton, Ramsgate, CT12 4JF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£855,000

£684k - £1.03MLow

Estimate

£855k

Range

£684k – £1.03M

Rent Estimate (pcm)

£4,100

£4k - £4k

Monthly

£4,100

Yield

7.03%

Verdict

Derived from HomePortfolio scores

Walters Hall Barn earns an INVESTIGATE rating with HP Score 62/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 6Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics13.9/40
gross yield 7.0%; range width penalty ×0.86; the estimate this rent rides on sits 18% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 4100/mo (range 3750-4450)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -70/mo, -2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
223 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£4,100/mo

Evidenced range £3,750-£4,450

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: £476/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4100/mo (range 3750-4450)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4100/mo (range 3750-4450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£855,000

Rent Estimate (pcm)£4,100

Gross Yield7.03%

1y Growth-44.2%

3y Growth-2.4%

5y Growth+0.4%

10y Growth+3.9%

Last Sold Price£499,950 (2015-09-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CT12 4JF

Approval Rate

-12mo

Development

low

FH/TH/26/0161
Erection of a detached outbuilding
Approved
TPO/TH/25/1084
TH/TPO/29 (1981) - 1No Ash (T1) - Reduce Ash tree to around 8.5m above ground level, just above the previous topping cuts. Weakly attached or over extended lower growth may be cut back to appropriate growing points but should otherwise be retained to help the tree produce new shoots.
Approved
L/TH/25/0424
Application for Listed Building Consent for internal and external alterations to facilitate the installation of WC within cupboard in main bedroom, including alteration to soil stack
Approved

View Planning Timeline

Ownership

Corporate Ownership83.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-09-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,323

Population Density69 /km²

Owner Occupied76%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Monkton Church of England Primary School
0.2 mi
Inspected as Monkton Church of England Primary School (URN 118697) on 30 Jan 2024
Minster Church of England Primary School
1.2 mi
Inspected as Minster Church of England Primary School (URN 118696) on 18 Jan 2023
St Nicholas At Wade Church of England Primary School
2.0 mi
Good
The Llewellyn School and Nursery
2.3 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

46 Monkton Street
-
£285k
-
76 Monkton Street
-
£315k
-
56A Monkton Street
-
£565k
-
51 Monkton Street
-
£1.25M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN