Elgar, Lower Carnkie, Lower Carnkie, Redruth, TR16 6SP

UPRN:10012964657Detached Bungalow3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: E (39)

Data freshness:Price Paid· freshPlanning· 2mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Elgar, Lower Carnkie, Lower Carnkie, Redruth, TR16 6SP

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£399,000

£359k - £439kMedium

Estimate

£399k

Range

£359k – £439k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

4.16%

Verdict

Derived from HomePortfolio scores

Elgar earns an INVESTIGATE rating with HP Score 62/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 5Bike 12

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£366/mo
Cash on cash: -3.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£399,000

Rent Estimate (pcm)£1,300

Gross Yield4.16%

1y Growth-

3y Growth-0.1%

5y Growth+3.0%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TR16 6SP

Approval Rate

0%12mo

Development

low

PA26/07067
To construct a garage and garden implement store
Pending
PA26/05653
Demolition of garage and erection of two dwellings
Conditions
PA26/00899/PREAPP
Exception Notice to fell an ash tree
Rejected

View Planning Timeline

Ownership

Corporate Ownership74.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density362 /km²

Owner Occupied74%

Age Distribution

0-15 20%16-64 60%65+ 20%

View Area Profile

Schools Nearby

Pencoys Primary School
0.8 mi
Good
Trewirgie Infants' School
1.2 mi
Good
Trewirgie Junior School
1.2 mi
GoodImproving
Redruth School
1.3 mi
-

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Adjacent Meadowside
-
£365k
-
Moonridge House
-
£425k
-
2 Pencarn Cottage
-
£160k
-
Wheal Bassett Farm
-
£460k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN