Data freshness:●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T07:40:05.174161+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:57:49.695225+00:00)●EPC· 1mo agoEPC: ageing, refreshed 1mo ago (2026-10-01T13:40:42.130918+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-20T09:33:12.870431+00:00)
HP Score
68
/ 100
Mixed
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
17 of 21 sources
Sale Estimate
£227,000
£205k - £250kMedium
Estimate
£227k
Range
£205k – £250k
Rent Estimate (pcm)
£1,150
£1k - £1k
Monthly
£1,150
Yield
7.26%
Verdict
Derived from HomePortfolio scores
2 Vyvyans Terrace earns an INVESTIGATE rating with HP Score 68/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (25/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Works to trees subject to a Tree Preservation Order (TPO), works include Minor pruning works 5 X sycamore, 1x small leaf lime, 1x sweet chestnut - please refer to specification in supporting document. Cyclical consent requested for repeat operations.
Pending
PA26/01092/PREAPP
Exception notice for 4x veteran Ash trees to fell due to tree death and proximity to other trees and neighbouring property
Rejected
PA26/04941
Conversion of stone barns to holiday lets and associated drainage
Low confidence0 independent sourcesLead to verifyListing checked 28 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 16% above the ask. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +16.3% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 10 Oct 2026
valuation_snapshotsestimate for 10012966485· as of 10 Oct 2026
Rental economics17/40
gross yield 7.3%; range width penalty ×0.94; the estimate this rent rides on sits 16% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1150/mo (range 1050-1200)· as of 10 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 28 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -86/mo, -8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 54 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity12.9/15
275 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£142,500£218,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£190,000
At the asking price
£1,150/mo
Evidenced range £1,050-£1,200
5.4%
75%
Cash required
£59,600
Net cash flow
£155/mo
Cash on cash
3.1%
Score at this price
30
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10012966485Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 1150/mo (range 1050-1200)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 28 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1150/mo (range 1050-1200)
Rental economics needs verification before you rely on it
sale estimate 16% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Stress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026