Little Cottage, Sea Meads, Praa Sands, Penzance, TR20 9TA

UPRN:10012966703Detached House2 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band GEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Little Cottage, Sea Meads, Praa Sands, Penzance, TR20 9TA

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£718,000

£575k - £862kLow

Estimate

£718k

Range

£575k – £862k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

1.10%

Verdict

Derived from HomePortfolio scores

Little Cottage earns an INVESTIGATE rating with HP Score 67/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

32/ 100

Mixed

Transit & Bike

Transit 2Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,500,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,000-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £965,050
Net cash flow: -£6,845/mo
Cash on cash: -8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.27 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£718,000

Rent Estimate (pcm)£2,300

Gross Yield1.10%

1y Growth-

3y Growth+1.3%

5y Growth+0.6%

10y Growth+4.1%

Last Sold Price£551,000 (2010-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0TR20 9TA

Approval Rate

-12mo

Development

low

PA26/07405
Proposed alteration of roof to conservatory on south west elevation and revised window to north west elevation
Pending
PA26/05851
First Floor Extension, Internal Alterations & Associated Works
Pending
PA26/06532
Submission of details to discharge conditions 3 (CTMP), 4 (materials), 5 (BBB), 6 (Landscaping), 10 (BNG) and the BNG condition as set out in the 'any additional information' section in relation to Decision Notice PA25/09458 dated 16/03/26.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-06-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density-

Owner Occupied86%

Age Distribution

0-15 11%16-64 50%65+ 39%

View Area Profile

Schools Nearby

Germoe Community Primary School
0.9 mi
Good
Breage CofE Primary School
2.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Godolphin Primary School
2.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Hilary School
2.8 mi
Good

2 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Praaloha Sea Meads
-
£1.20M
-
Sunwave Sea Meads
-
£560k
-
Solmer Sea Meads
-
£570k
-
Sunraker Sea Meads
-
£540k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN