Pol Leat Cottage, Lower North Country, Lower North Country, Redruth, TR16 4HJ

UPRN:10012970387Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band CEPC: E (40)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Pol Leat Cottage, Lower North Country, Lower North Country, Redruth, TR16 4HJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£507,000

£457k - £558kMedium

Estimate

£507k

Range

£457k – £558k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

11.66%

Verdict

Derived from HomePortfolio scores

Pol Leat Cottage earns an INVESTIGATE rating with HP Score 61/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

21/ 100

Low

Transit & Bike

Transit 7Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,500-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £586/mo
Cash on cash: 12.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.88 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£507,000

Rent Estimate (pcm)£1,700

Gross Yield11.66%

1y Growth-

3y Growth-0.1%

5y Growth+3.0%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2TR16 4HJ

Approval Rate

100%12mo

Development

low

PA26/05676
Construction of a dwelling.
Pending
PA26/06193
Proposed Certificate of Lawfulness for the confirmation of commencement of works for planning application PA23/06975 dated 16/01/2024 for the demolition of existing buildings and stationing of seven residential mobile homes.
Pending
PA26/05213
Application for Permission in Principle for the construction of up to 6 dwellings (minimum of 4, maximum of 6)
Approved

View Planning Timeline