40 Keel Close, Carlton Colville, Lowestoft, NR33 8GT

UPRN:10012975788Semi-Detached House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band BEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

40 Keel Close, Carlton Colville, Lowestoft, NR33 8GT

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£258,000

£245k - £271kHigh

Estimate

£258k

Range

£245k – £271k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

5.31%

Verdict

Derived from HomePortfolio scores

40 Keel Close earns an INVESTIGATE rating with HP Score 68/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (25/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

25/ 100

Low

Transit & Bike

Transit 12Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: -£81/mo
Cash on cash: -1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£258,000

Rent Estimate (pcm)£1,150

Gross Yield5.31%

1y Growth-0.5%

3y Growth-0.8%

5y Growth+1.9%

10y Growth+3.8%

Last Sold Price£59,950 (2000-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NR33 8GT

Approval Rate

-12mo

Development

low

DC/26/3738/TPO
T1 Pine - Reduce laterals extending over property by 3m T2 Oak - Reduce upper canopy by 2m Reason - Reduce encroachment and needle dropping onto property
Pending
DC/26/3299/FUL
Side extension. Demolition of Rear extension and replace with new flat roof extension. New porch proposal to front elevation.
Pending
DC/26/3231/TPO
TPO/035/2021 - A1 Carry out all works detailed within the submitted Tree Report by Darcy Ltd
Pending

View Planning Timeline

Ownership

Corporate Ownership77.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,261

Population Density-

Owner Occupied82%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

Sunrise Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Grove Primary School
0.6 mi
Good
Warren School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Carlton Colville Primary School
1.0 mi
Inspected as Carlton Colville Primary School (URN 124574) on 25 Mar 2025

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Keel Close
-
£260k
-
53 Keel Close
-
£305k
-
10 Keel Close
-
£275k
-
42 Keel Close
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN