8 Swan Lane, Halesworth, IP19 8LJ

UPRN:10012977688Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£162,000

£154k - £170kHigh

Estimate

£162k

Range

£154k – £170k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

4.12%

Verdict

Derived from HomePortfolio scores

8 Swan Lane earns an INVESTIGATE rating with HP Score 61/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

30/ 100

Mixed

Transit & Bike

Transit 31Bike 48

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +1.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10012977688· as of 12 Oct 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.84
- valuation_snapshotsrent estimate 550/mo (range 500-600)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -401/mo, -73% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 183 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
134 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£120,000£184,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: -£159/mo
Cash on cash: -3.8%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10012977688Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 550/mo (range 500-600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 550/mo (range 500-600)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 183 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£162,000

Rent Estimate (pcm)£550

Gross Yield4.12%

1y Growth-

3y Growth-7.3%

5y Growth-0.2%

10y Growth+2.7%

Last Sold Price£165,000 (2018-07-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP19 8LJ

Approval Rate

-12mo

Development

low

DC/26/3754/DRC
Discharge of Condition 4 of DC/25/2440/LBC - Listed Building Consent - Internal partitions to be installed on ground floor. First floor removal of cupboard to improve headroom over existing stairs. Installation of replacement bay window to ground floor front elevation to include installation of new double-glazed window to match existing. Other windows to be upgraded to comply with means of escape where applicable. Repair and replace render on front elevation. Window to be transferred to neighbour and blocked up. Retention of steel beams to ground, first and second floor level - Amended drawings submitted
Pending
DC/26/3723/TCA
1no. Ash (marked T1 on submitted plan) - Re-pollard 1no. Bay (marked T2 on submitted plan) - Shape into arch approx. 3m 1no. Group of Willows (marked T3 on submitted plan) - Re-pollard to approx. 1.5m from ground level 1no. Oak (marked T4 on submitted plan) - Raise crown to 4m from ground level, remove dead wood 1no. Group of Hazel and Sycamore (marked T5 on submitted plan) - Re-pollard to approx. 4m from ground level 1no. Weeping Cherry (marked T6 on submitted plan) - Prune to re-balance
Pending
DC/26/3693/FUL
Retrospective application - To demolish existing brick shed; dismantle existing garage/cart lodge, rebuild and extend to create annex
Pending

View Planning Timeline

Ownership

Corporate Ownership77.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-07-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,261

Population Density-

Owner Occupied57%

Age Distribution

0-15 12%16-64 47%65+ 41%

View Area Profile

Schools Nearby

Edgar Sewter Community Primary School
0.4 mi
Good
Holton St Peter Community Primary School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bramfield House School
2.3 mi
Inspected by ISI
Bramfield Church of England Primary School
2.4 mi
Inspected as Bramfield Church of England Voluntary Controlled Primary School (URN 124722) on 25 May 2016

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Swan Lane
-
£220k
-
1 Swan Lane
-
£130k
-
8 Swan Lane
-
£165k
-
7 Swan Lane
-
£139k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN