Ocho-Rios, 45 London Road Pakefield, Lowestoft, NR33 7AB

UPRN:10012979279Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Ocho-Rios, 45 London Road Pakefield, Lowestoft, NR33 7AB

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£359,000

£323k - £395kMedium

Estimate

£359k

Range

£323k – £395k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

4.52%

Verdict

Derived from HomePortfolio scores

Ocho-Rios earns an INVESTIGATE rating with HP Score 76/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

57/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 23Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£327/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£359,000

Rent Estimate (pcm)£1,600

Gross Yield4.52%

1y Growth-

3y Growth-0.8%

5y Growth+1.9%

10y Growth+3.8%

Last Sold Price£175,000 (2010-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NR33 7AB

Approval Rate

-12mo

Development

low

DC/26/3849/FUL
Roof extension with new dormer to front and rear, new porch
Pending
DC/26/3834/FUL
Siting an InPost Parcel Locker
Pending
DC/26/3805/TCA
2no. Beech (marked with red circle on submitted aerial photo) - Reduce whole crown by up to 3m
Pending

View Planning Timeline

Ownership

Corporate Ownership77.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,261

Population Density-

Owner Occupied78%

Age Distribution

0-15 12%16-64 50%65+ 38%

View Area Profile

Schools Nearby

Pakefield Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Pakefield High School
0.2 mi
Good
Westwood Primary School
0.7 mi
Good
St Mary's Roman Catholic Primary School
0.9 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

47 London Road Pakefield
-
£352k
-
45 London Road
-
£175k
-
53 London Road
-
£160k
-
45 London Road
-
£65k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN